Great way to join AMEX
I’ve been working on my credit for quite sometime now. I started with a pre pay credit card from Capital and worked my way up from a very low 580 credit score to where I’m at right now at 687. I was really scared applying for this card since I did tried applying for a regular AMEX card but got denied. I took the chance because CK was recommending me this one and my application went through! I got app and I couldn’t believe it! I do see some other people with higher credit scores getting denied but I think one factor might be lack of credit history. Good credit score doesn’t necessarily mean good credit history. I know a few people with high credit score but don’t own any credit cards. What has helped me is that Ive been able to manage all my credit cards in a healthy financial way and creditors are paying attention to that as well. Best of luck for those considering to apply. My suggestion is, if you have enough points on you’re credit score not to downgrade you a level, then take the risk if CK is suggesting to you.