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USAA Rewards World MasterCard - EXPIRED OFFER

Approval Odds

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2.3 out of 5 stars
3 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

2.5 5

These reviews were written by current and former cardholders in the last year.

Apr 21, 2016
Took months to cancel the card
Anonymous Cardholder

The year I had this card was awful. Despite asking for paper statements over the phone, I did not receive a single paper statement. EAch time I called, they would say, there had never been a request to receive paper statements. I would give them the dates/times/names of each request.  The next month would arrive and yet again, no statement. I then paid the card in full and called them to cancel it. Same thing happened. I continued to get emailed statements so I could call and they would say, they had no previous request to cancel!  It took me months of calling them to cancel this card. They have nightmare customer service. Rates might be great but if customer service isn't there, I would not recommend them.

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Apr 07, 2016
Great Bank
KIDudley84 Cardholder

I actually have the the Visa Signature Version of this card since USAA is currently converting from MC to Visa.  I had secured MasterCard that they closed because I was making late payments (28 days late). They closed it and reported it as paid in full.  I tried again and got a secured Amex which I've had for two years.  After getting my financial house in order and getting my FICO score above 650 and my CK above 670,I applied for this card and was approved for $8,000.  Could stand to not have to pay the $35 annual fee but I'll take it.  Was truly impressed with such a high limit.  I also applied for their Classic Amex card  that day and got an $8,000 limit on that one too.  I just called to closed the secured Amex since it will never graduate.  Grateful for USAA.

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Feb 24, 2016
Anonymous Cardholder

I have had this card for 13 years! Yes...13!...I have very good credit yet every year the rewards decrease and the demands increase. I used to get 1.5% cash back on EVERY purchase. Now, they will only give 1% cash back AFTER $10,000 in yearly purchases!!!! That's ridiculous. They could care less about loyalty or if you are a veteran as they claim they do. The only reason I keep the card is because of how long I have had it, otherwise, I would NOT RECOMMEND THIS CARD OR COMPANY TO ANYONE!!!!!

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USAA Rewards World MasterCard - EXPIRED OFFER