Wells Fargo Cash Wise Visa® Card Reviews

Approval Odds

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2.8 out of 5 stars
21 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

3 out of 5 stars

Customer Service

2.5 out of 5 stars

3 5
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Most Helpful Positive Review

Jan 31, 2019
A good card so f
socrates99 Cardholder

I have had this card for a short time and have had none of the problems others have had. I recieved my sign up bonus within the first month and I didn’t have to ask for it, it was just there a couple of days after meeting the required spend. I know Wells has had their share of problems lately but this card isn’t one of them at least in my experience. I will say the only reason I didn’t give 5 stars is the app seems rather antiquated, it’s more like a reformatted web page but it does get the job done. 

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Most Helpful Negative Review

Jun 23, 2019
Worst card ever.
Mxtxpx Cardholder

They decreased my credit limit without notice from 10,000 to 4250 without notification. Never was I late on payments and I always paid more than the minimum. With my perfect payment history they had the nerve to say they didn't think I had the ability to pay. The change in limit took my account .12 cents over my limit. In all my years have I ever had a card that changed my limit unannounced and without cause. I paid it off within the month and closed the account with a hardy FU, and a middle finger, I showed them they were wrong about my ability to pay. Ridiculous.

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These reviews were written by current and former cardholders in the last year.

Oct 10, 2019
Nymerah Cardholder

Initial cash bonus is sweet but everything else about the card is garbage. Their rewards program is lacking. I used the card a lot and didn't really feel like I was getting much for it. 
The cell phone benefit is a shady scam. I opened a claim for a cracked screen, they said I qualified and then asked for 8 different pieces of info, including hard to get things like original paperwork for the phone. Once I submitted it they said I had not submitted it much later and it was now past the time limit to resubmit. I could not reopen the claim even though they did not pay out on the original claim. Total scam. This is a fake benefit. Don't fall for it. 

the initial cash promotion was good, thus i am giving the card 1 star but overall this card wasn't good, it was scammy and shady and customer service was not great. 

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Jul 26, 2019
Better Cards and options out there
yynotnnh Cardholder

Worst card ever, Fair warning don't use the Earn More Mall for any purchases they will find a way not to give you the extra cash back. Also they had a huge outage where you couldn't use your card it kept getting declined. How does this even happen you have a credit card with them but they have a huge outage and you can't even use the card, luck for me I had another card in my Wallet to use.  Its all okay though interest rate is way too high not like my others where its under 15% Card is now canceled .

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Jun 26, 2019
Crooks!
tantro Cardholder

I applied for a $10,000 balance transfer and WF approved me right away then said they'd only give me  $1500 line of credit after I'd accepted the card!  They never told me that they had denied the balance transfer request and did I still want their crappy little card.  They should all be in jail.

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Jun 23, 2019
Worst card ever.
Mxtxpx Cardholder

They decreased my credit limit without notice from 10,000 to 4250 without notification. Never was I late on payments and I always paid more than the minimum. With my perfect payment history they had the nerve to say they didn't think I had the ability to pay. The change in limit took my account .12 cents over my limit. In all my years have I ever had a card that changed my limit unannounced and without cause. I paid it off within the month and closed the account with a hardy FU, and a middle finger, I showed them they were wrong about my ability to pay. Ridiculous.

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Jun 08, 2019
VERY GOOD CARD 4 ME
Ckl221 Cardholder

I have had this card for about 2 years had 15 months 

not interst promotion +$  200 bonus after expending 

1000 in 3 months and they full filled, I didn’t have to 

contact them at all., everything happens like Magic  

I have had not a single downside with this card, when I have some 

cash back I do transferred to my checking account 

its that simple, Love the card love Wells Fargo Bank  

this card is working for me the way it should be :-) 

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Wells Fargo Cash Wise Visa® Card