BankAmericard® Credit Card

Apply by phone: 1-800-201-6874
  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% - 21.24% Variable APR.
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
Annual Fee:
$0
Purchase Intro APR:
N/A
Purchase Regular APR:
11.24% - 21.24%*
Variable
Balance Transfer Intro APR:
0% intro
(18 Billing Cycles) on qualifying transfers
Balance Transfer Regular APR:
11.24% - 21.24%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.24% APR
Cash Advance Fee See Terms*
Late Fee Up to $37
Penalty APR Up to 29.99% APR
Balance Transfer Fee 3%, Min: $10
Foreign Transaction Fee 3%
Return Payment Fee Up to $27

Our Take

The BankAmericard® credit card is a no-fuss credit card perfect for carrying or transferring large monthly balances. In addition to the money-saving interest rates, the BankAmericard® credit card also offers other benefits including 24-hour travel and emergency assistance services and no annual fee, making it the perfect card for excellent credit consumers looking to save while carrying a monthly balance.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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