BankAmericard® Credit Card

Apply by phone: 1-800-201-6874
  • 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.74% - 21.74% Variable APR  
  • Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies
  • No annual fee
  • Saves you more on interest when you transfer balances from higher rate credit cards
  • $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • Access your FICO® Score for free within Online and Mobile Banking
  • If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone
Annual Fee:
Purchase Intro APR:
Purchase Regular APR:
11.74% - 21.74%*
Balance Transfer Intro APR:
0% intro
(18 Billing Cycles) on qualifying transfers
Balance Transfer Regular APR:
11.74% - 21.74%*

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee 3%; Min: $10
Late Fee Up to $38
Penalty APR Up to 29.99% APR
Balance Transfer Fee 3%; Min: $10
Foreign Transaction Fee 3%
Return Payment Fee Up to $27

Our Take

If you don’t want to pay a lot in interest and fees, the BankAmericard® credit card could be a solid choice.

What to Like

There’s a 0% intro APR on balance transfers for the first 18 billing cycles. There’s also no annual fee.

Look Out For

Though there’s a low intro APR on balance transfers, you’ll still have to pay a balance transfer fee. There’s also no intro APR on purchases and no rewards program associated with this card.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2016 through April 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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