BankAmericard® Credit Card

Sorry, this offer is no longer available on Credit Karma.
Apply By Phone
Apply by phone: 1-800-201-6874
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 12.99% - 22.99% Variable APR
  • $0 Intro Balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app    
Annual Fee:
Purchase Intro APR:
(15 Billing Cycles)
Purchase Regular APR:
12.99% - 22.99%*
Balance Transfer Intro APR:
(15 Billing Cycles) for balance transfers made in the first 60 days
Balance Transfer Regular APR:
12.99% - 22.99%*

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee 3%; Min: $10
Late Fee Up to $38
Penalty APR None
Balance Transfer Fee $0 intro
Foreign Transaction Fee 3%
Return Payment Fee Up to $27

Our Take

If you don't want to pay a lot of in interest and fees, the BankAmericard® credit card could be a solid choice. 

What to Like

There's also no annual fee. 

Look Out For

After the first 60 days the balance transfer fee is 3% of the amount transferred or $10, whichever is greater, so you’ll want to get your transfers in early. 

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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