Citi® Double Cash Card

Apply by phone: 888-262-8315
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Annual Fee:
$0*
Purchase Intro APR:
N/A
Purchase Regular APR:
14.49% - 24.49%*
Variable
Balance Transfer Intro APR:
0%*
(18 Months)
Balance Transfer Regular APR:
14.49% - 24.49%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 26.24%* Variable
Cash Advance Fee 5%, Min: $10
Late Fee Up to $35
Penalty APR Up to 29.99%* Variable
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Rewards

All Purchases

1% cash back per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
kingpatrick1972
Simple, easy to understand program
by kingpatrick1972
Helpful to 167 out of 182

I hate "Points" cards.  If you're like me and you want something simple, with cash back for using the product, this is for you.  I've made literally thousands of dollars since accepting this card a few years ago.  I get 1% cash back right away and another 1% on any balance I pay off as well. Since I pay it off monthly I see money every month.  I'm literally being paid to use the card, free money, a no brainer. I pay the card off monthly so interest doesnt matter to me.  But i literally charge everything I can to maximize the cash back.  LOVE IT!  I even tried the price rewind feature and was shocked it actually worked receiving almost $30 back for some tax software I had purchased and Citi found a lower price for me online.  I also used the rental car insurance option and received money back on a charge I had for a damaged mirror to a rental vehicle. I've never been more impressed with a credit card.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
tamidolls
Irresponsible
by tamidolls
Helpful to 25 out of 26

I had this card for a couple of years and found two charges from a welding company in another state that I never heard of let alone used.  I tried to call the company many times, but no one ever answered the phone.  When I spoke to customer service at Citi, I was told not to worry they would take care of it since it was a fraudulent charge.  Long story short, after a month, Citi called to tell me since they paid this company I was responsible for the two charges totalling $1500.  I paid it to protect my excellent credit, and, obviously, would never use Citi again.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2017 through November 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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