Premier Rewards Gold Card from American Express

Apply by phone: 1-800-297-6700
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • Terms Apply.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply. 
  • No Foreign Transaction Fees. 
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline. 
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply. 
  • $0 Intro Annual Fee for the 1st year, then $195. 
  • Visit our credit card partner’s site in order to learn more and securely apply for the Premier Rewards Gold Card from American Express
Annual Fee:
$0 intro, $195 after first year
Purchase Intro APR:
N/A
Purchase Regular APR:
N/A
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee Up to $38
Penalty APR N/A
Balance Transfer Fee N/A
Foreign Transaction Fee None
Return Payment Fee Up to $38

Rewards

Sign-Up Bonus

Earn 25,000 points after you spend $2,000 in 3 months.

All Purchases

1 point per dollar

No cap on spending

Gas

2 points per dollar

2X points at US restaurants, US gas stations, and US supermarkets.

Groceries

2 points per dollar

2X points at US restaurants, US gas stations, and US supermarkets.

Restaurants

2 points per dollar

2X points at US restaurants, US gas stations, and US supermarkets.

Airfare

3 points per dollar

3X points for flights booked directly with airlines.


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Yablokov
Started from the bottom now we're here!
by Yablokov
Helpful to 110 out of 116

Started from a $250 prepaid capital one platinum card with $250 limit in Dec. 2015 with 440 equifax. Last week I got a venture one card with $5k limit. Yesterday I was approved for an Amex premier rewards Gold charge card with 698 Equifax and all balances paid every month since dec 2015. 

I only dreamed of the luxury of having my name on this card less than two years ago. Today feels like I have the Rolex of cards in my wallet.

Thanks Amex!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
NewEnglandTravel
Great card to whip out at dinner.
by NewEnglandTravel
Helpful to 42 out of 50

This is a charge card, so your balance is due in full every month. I use the card occassionally and have not taken advantage of any of the "perks" thus far. It seems a bit confusing and you have to search to see what is available. As for the $175 annual fee. We'll see how I feel about that when the time comes...


Our Take

The Premier Rewards Gold Card from American Express is a charge card with great rewards that’s aimed at good-to-excellent credit consumers.

What to Like

There are plenty of ways to earn rewards with this card. You can earn 3x points on flights booked directly with airlines, 2x points at eligible gas stations, restaurants, and supermarkets and 1x points on other eligible purchases. There’s also a rewards bonus if you meet minimum spending requirements, no annual fee for the first year and no pre-set spending limit.

Look Out For

This is a charge card, meaning you’re required to pay your balance in full each month. There’s also a $195 annual fee after your first year and no pre-set spending limit doesn’t mean unlimited spending.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from February 2017 through July 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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