American Express® Gold Card

Apply by phone: 1-800-297-6700
  • Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019. 
  • Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019. 
  • Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months. 
  • Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). 
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. 
  • Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth’s Chris Steak House. This is an annual savings of up to $120. Enrollment required. 
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. 
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
Annual Fee:
$250
Purchase Intro APR:
N/A
Purchase Regular APR:
See Terms*
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee Up to $38
Penalty APR See Terms*
Balance Transfer Fee N/A
Foreign Transaction Fee None
Return Payment Fee Up to $38

Rewards

Welcome Bonus

Earn 25,000 points after you spend $2,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Groceries

4 points per dollar

4X points at US supermarkets, on up to $25,000 per year in purchase then 1X

Restaurants

4 points per dollar

4X points at US restaurants

Airfare

3 points per dollar

3X points for flights booked directly with airlines or on amextravel.com.


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
JayPare
Good Card but BE SUPER CAREFUL
by JayPare
Helpful to 315 out of 338

If you have the habit of paying portions of what you spend on your CC this card will be the end of you. It's not a bad remark but this card has to be paid IN FULL every single month.

 

BE EXTREMELY CAREFUL, if you're responsible you should be fine.

 

Think of it as a debit card really, it's not a bad remark but its something that you must really consider, I use it as a debit card really.

 

 

If you have any other cards with outstanding balances and have this card, DONT USE IT unless you have your other cards with no outstanding balances.  

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Customerservice1
Horrible Customer Service
by Customerservice1
Helpful to 64 out of 75

The customer service is absolutely horrible! I called American Express 6 times in 2 days to clear up an email regarding activity on a card that has been closed for 4 years. After wasting 45 min the first day that ended with 3 transfers to individuals that couldn’t assist and then was transferred to a department that promised they could assist, the phone was disconnected. Not wanting to explain the situation over again after explaining it 3 times, I gave up and resolved to call the next day. I called the next day and guess what? The same exact thing! I was on the phone for 40 minutes and it was like dejavu. Extremely frustrated, I asked for an email or online chat to keep from doing this all over again. It’s not in me to be disrespectful so i decided I would email instead. After all, it’s not the workers fault that I could not understand them and they had no clue as to what to do.  I was given an email to the chairman, I emailed him and never heard back. So basically, I have no idea if an account has been fraudulently opened or not because the customer service is the worse I’ve ever seen. Think about this before you go for one of these cards. 


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