Premier Rewards Gold Card from American Express

Cardholders' Choice i
Cardholders' Choice i
Apply by phone: 1-800-297-6700
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Premier Rewards Gold Card from American Express.    
  • Terms Apply.
Annual Fee:
$0 intro, $195 after first year
Purchase Intro APR:
N/A
Purchase Regular APR:
N/A
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee Up to $38
Penalty APR N/A
Balance Transfer Fee N/A
Foreign Transaction Fee None
Return Payment Fee Up to $38

Rewards

Welcome Bonus

Earn 25,000 points after you spend $2,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Gas

2 points per dollar

2X points at US restaurants, US gas stations, and US supermarkets.

Groceries

2 points per dollar

2X points at US restaurants, US gas stations, and US supermarkets.

Restaurants

2 points per dollar

2X points at US restaurants, US gas stations, and US supermarkets.

Airfare

3 points per dollar

3X points for flights booked directly with airlines.


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Cmart1212
CK had me at "poor" app odds...APPROVED!
by Cmart1212
Helpful to 82 out of 83

I started my rebuild after I absolutely wrecked my credit in my younger years…I started to realize that if I wanted to grow my family and get a home I needed to get my credit in check. Not one card I applied to would approve me, except Capital One. I obtained their secured platinum card and my journey began. I paid my balance in full each month and I NEVER let my UTI reach 10%. 5 months later I then obtained the Discover IT Secured (which I had been declined before) and was approved with a deposit of my choice ($300) and gardened for another 3 months. As of two days ago I applied for the Delta Sky Miles American Express and was instantly approved with a $1000 SL. So I should probably share my data points? 1 Auto Loan in current standing, 4 accounts with delinquent payments (none within the past two years), 2 open collections, CK TU: 628 EQ: 636 and wait for it…Experian 605 FICO (Discover Score Card), that AMEX pulls. I couldn’t believe it maybe it was an underwriting glitch so I applied for the AMEX Premier Rewards Gold….Another instant approval. Upon receiving my PRG (that was overnighted) it did not show the fico I was approved on but I am head over heels that I have made it this far and I am honestly ready to pay to get a real FICO at this point as CK had my odds with the Delta as “fair” and the PRG as “poor”…I’m holding both so…..I hope this helps guys good luck on your credit journey! 5 stars as I have the card in my hands expedited without request! will follow up with review as my time goes on with AMEX.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
jellybeans111
Good card but get a better one.
by jellybeans111
Helpful to 105 out of 127

This card is good. Airline credit pays for a portion of your annual fee.  However, the Chase Sapphire card is in fierce competition with this card and the rewards and points far outweighs the AmEx card and reward system.

And, I forgot to mention the Sapphire card is beautiful and lower annual fee! Please check it out before applying for this card! Trust me. I have both. I will be canceling this card once my first year is over. :) 


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