Blue Cash Preferred® Card from American Express

Cardholders' Choice i
Cardholders' Choice i
Apply by phone: 1-800-297-6700
  • $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Terms Apply.
  • Special Offer: $0 intro annual fee for the first year of Card Membership, then $95.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Visit our credit card partner’s site in order to learn more and securely   apply for the Blue Cash Preferred® Card from American Express.    
Annual Fee:
$0 intro, $95 after first year
Purchase Intro APR:
N/A
Purchase Regular APR:
13.99% - 24.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
13.99% - 24.99%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 26.24%* Variable
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR 29.99%* Variable
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee Up to $38

Rewards

Sign-Up Bonus

Earn $150 after you spend $1,000 in the first 3 months.

All Purchases

1% cash back per dollar

No cap on spending

Gas

3% cash back per dollar

3% cash back at U.S. gas stations

Groceries

6% cash back per dollar

6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Bones8302
Still Amazing-3rd Review
by Bones8302
Helpful to 107 out of 107

 

I posted two prior reviews, one on  the application process and one since having the card.   I have had the card two months now.  On my 60th day (4/9/17) I applied for a CLI (read reviews and everyone said they applied after 60 days and got 3X the current limit) so I was told I had to wait until the day after 60 days.  Well, I applied and it is true I was approved for 3 times my original limit.  I started with 2k which I was initially surprised anyway due to my credit score (thought it would be more like $500) and now I am at 6K.  I read some comments that people do not believe that individuals are getting these limits.  I can attest this is true, when I was initially approved I had a 659 credit score with three collections, several store cards, subprime credit cards and 27% utilization.  I now have a 673 Experian score and 1% utilization across all accounts.  I follow the recommendations of charging and paying off in full so I only charge what I was going to pay in cash anyway (monthly bills, gas, etc).  Do the prequalifier first!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Stranger32
by Stranger32
Helpful to 181 out of 209

İ got the card 2 years ago. They gave më 7000 limit and then after 1 year they made it 17000. That's good. But the only problem is 6% cash back works only för some markets. İt does not give 6% from costco , walmart where i go för shopping most often.when i applied i was dxpecting a 500 $ cashback per year but i can only get around 200..


Our Take

The Blue Cash Preferred® Card from American Express is a great choice for consumers with good to excellent credit who are looking for attractive cash back rates.

What to Like

The Blue Cash Preferred® Card from American Express pays out 6% cash back at supermarkets on up to $6,000 per year in purchases (then 1%), 3% at gas stations and 1% cash back everywhere else. Cardholders can also earn a $150 bonus for $1,000 spent in the first three months, all with no rotating categories. 

Look Out For

The card also includes a 3%, Min: $5 fee for balance transfers and a 2.7% foreign transaction fee.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2017 through August 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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