Intro balance transfer APR
0% for 21 MonthsRegular balance transfer APR
18.74% - 29.49%* VariableBalance transfer fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).Annual fee
$0
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- 0% for 12 Months
- Regular purchase APR
- 18.74% - 29.49%* Variable
- Intro balance transfer APR
- 0% for 21 Months
- Regular balance transfer APR
- 18.74% - 29.49%* Variable
- Cash advance APR
- 29.99%* Variable
- Cash advance fee
- 5%, Min: $10
- Late fee
- None
- Penalty APR
- N/A
- Balance transfer fee
- Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
- Foreign transaction fee
- 3%
- Return payment fee
- Up to $41
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.74% - 29.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
- Stay protected with Citi® Quick Lock