Platinum Card® from American Express

Cardholders' Choice i
Cardholders' Choice i
Apply by phone: 1-800-297-6700
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Terms Apply.
  • New! Up to $200 Uber Savings Annually.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com. 
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. Terms Apply. 
  • $200 Airline Fee Credit, up to $200 a year in baggage fees and more at one airline. Terms Apply.
  • Visit our credit card partner’s site in order to learn more and securely apply for the Platinum Card® from American Express     
Annual Fee:
$550
Purchase Intro APR:
N/A
Purchase Regular APR:
N/A
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee Up to $38
Penalty APR N/A
Balance Transfer Fee N/A
Foreign Transaction Fee None
Return Payment Fee Up to $38

Rewards

Sign-Up Bonus

Earn 60,000 points after you spend $5,000 in 3 months.

Airfare

5 points per dollar

5X points for flights booked


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
ALenahan25
by ALenahan25
Helpful to 77 out of 85

Although I agree that the annual fee seems insulting at first, the customer service and benefits received with this card far outweigh the cost in value.  The concierge service planned a trip for me and my fiancee to Italy and Greece, and the experience was seamless & priceless (and not overwhelmingly expensive).  While we were there, my identity was hacked, and Amex not only caught it within 24 hours but also got me a replacement card the next day AND washed the fraudlent charges without difficulty.  That kind of service is more than I can say about some other credit lenders....

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
Overrated and not worth the fee
by Anonymous
Helpful to 52 out of 58

This card is not worth the fee. Amex is quick to charge you money but the customer service is substandard, much worse now than it used to be and they do not protect the individual clients. If you have a disputed charge they will side with the vendor because they get more money from them on commissions. After 20 years of paying their fees and seeing the value and service decline, i finally cancelled my card.


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