Platinum Card® from American Express

Apply by phone: 1-800-297-6700
  • Earn 40,000 Membership Rewards ® points after you use your new Card to make $3,000 in purchases in your first 3 months. 
  • Terms and Conditions apply.
  • 5X points for flights booked directly with airlines or with American Express Travel. 
  • $200 Airline Fee Credit, up to $200 a year for baggage fees and more at one airline. Terms Apply. 
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations worldwide. Terms Apply. 
  • Enroll to enjoy the benefits of complimentary Hilton HHonors™ Gold Status with your Platinum Card.®
  • No interest charges because you pay your balance in full each month. 
  • Visit our credit card partner’s site in order to learn more and securely apply for the Platinum Card® from American Express     
Annual Fee:
Purchase Intro APR:
Purchase Regular APR:
Balance Transfer Intro APR:
Balance Transfer Regular APR:

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee Up to $38
Penalty APR See Terms*
Balance Transfer Fee N/A
Foreign Transaction Fee None
Return Payment Fee Up to $38


Sign-Up Bonus

Earn 40,000 points after you spend $3,000 in 3 months.

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
by ALenahan25
Helpful to 45 out of 47

Although I agree that the annual fee seems insulting at first, the customer service and benefits received with this card far outweigh the cost in value.  The concierge service planned a trip for me and my fiancee to Italy and Greece, and the experience was seamless & priceless (and not overwhelmingly expensive).  While we were there, my identity was hacked, and Amex not only caught it within 24 hours but also got me a replacement card the next day AND washed the fraudlent charges without difficulty.  That kind of service is more than I can say about some other credit lenders....

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
by Anonymous
Helpful to 12 out of 13

The travel benefits are a 2 for 1 business or first class international s airline tickets but after trying to use x2 the deal the rate for the one ticketis much higher than what you can buy 2 of the same from the airline. Other attempts to use the travel service which is supposed to guarantee the best rates have each time been equally disappointing and all attempts have been significant LESS EXPENSIVE through airlines and other sources. One of the reasons that I got the platinum card was access to AA Admirals club as soon as I got my card they quit the agreement with AA and it is no longer accepted for admission to the Admirals club.

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