Capital One® Venture® Rewards Credit Card

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  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
  • Get a metal Venture Card when you apply today
Annual Fee:
$0 intro, $95 after first year
Purchase Intro APR:
N/A
Purchase Regular APR:
13.99% - 23.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
13.99% - 23.99%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 23.99%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $35
Penalty APR None
Balance Transfer Fee $0
Foreign Transaction Fee None
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn 50,000 miles after you spend $3,000 in the first 3 months.

All Purchases

2 miles per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
ModernLove
Combined Two Credit Lines!!
by ModernLove
Helpful to 99 out of 104

received their Platinum MasterCard about a year ago and with steady increases worked up to a 6K credit limit. In-between then and now I acquired several other cards (2 AMEX, 2 Chase, 1 USAA). One day I was online checking my balance and on a whim decided to apply for Venture....and i was pleasantly surprised when I was approved for 12K!! A few weeks later I wanted to find out if I could combine both lines of credit into one card. My first attempt at doing this failed spectacularly. I received a message stating "this card (Platinum) must have a zero balance before you can transfer the line of credit to another Capitol One card". So I waited a few weeks, paid off the Platinum card, and tried again.......SUCCESS!!! The line of credit from my Platinum MasterCard was transferred over to my Venture card, which now has a credit limit of 18K, and the Platinum card was automatically closed. That was fine by me, since the Platinum card really served no purpose outside the credit line (no rewards, miles, cash); and I didn't lose that line of credit, it was just added onto my Venture. This can all be done online, there is no need to call and speak to a representative. Hope this helps!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
jetblk3
Simple but Limited Rewards Structure
by jetblk3
Helpful to 274 out of 306

Upgraded to the Venture from Quicksilver last year and I recently converted my account back to Quicksilver. The main reason is although you earn double points for every purchase with the Venture, the annual fee means you need to spend at least 8,000 to break even and start earning reward dollars. Secondly, when you want to redeem the points for something other than travel (or what Capital One recognizes as travel) you only get  50% of the value on your point redemption. Example: I take a trip and want to use reward dollars towards an expensive restaurant; if I have 20,000 points, and I redeem them for the meal, they are only worth $100 instead of $200 if I redeem an airline purchase. So, if you're not smart, you could be paying the $59 fee each year, spending less than $8,000 on the card, and redeeming your points for half of their value -- essentially losing money using the card instead of making money from the bank. If you stricly redeem for airfare purchases or train tickets, and spend a great deal on other purchases, it can be very simple. As for me, I didn't like to make airline purchases using the Venture to make airline purchases because I earn more points using the Amex Premier Rewards Gold. I would rather redeem Chase Ultimate Rewards or Amex Membership rewards points because instead of 1:1 value when using points, I can earn a 2:1 or 3:1 ration when transferring to certain airlines or hotel partners.

In the end, once I had accumulated substantial rewards, I converted the account back to Quicksilver and cashed out the points for 1:1 value. So now I have no annual fee but a guaranteed earning and redemption rate on my points.

In conclusion, the Venture card is good if you want no frills and use the card exactly the way Capital One advertises, for travel,


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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