Offered by: Capital One
Apply by phone: 1-866-960-8706

Capital One® Venture® Rewards Credit Card

  • Earn unlimited 2X miles on every purchase, every day
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want - no blackout dates
  • Miles don’t expire
  • No limit to the miles you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
731 Average Credit Score Approved for this Card
660 Lowest Credit Score Approved for this Card
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
   

N/A

 

13.9% – 20.9%*

Variable

N/A

 

13.9% – 20.9%*

Variable

Additional Details
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee

$0 intro for first year; $59 after that

Late Fee

Up to $35

Cash Advance Fee

See Terms

Balance Transfer Fee

$0

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$912

$912

$912

Value of Bonus Points

$200

$0

$0

Annual & Application Fees

$0

‑$59

‑$59

 
Savings:
Total Annual Savings

$1,112

$853

$853

Total Savings over 3 Years

$2,818

Credit Card Usage Profile

Transfer a Balance

  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0 intro for first year; $59 after that
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

1. Earn 20,000 bonus miles when you spend $2,000 on purchases within the first 3 months

Compare Holders of this Card
Current Balance
Credit Limit Utilized
Sample Size: 670
Data Created: October 01, 2013

78 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Great Card and Great Customer Service

This was the first rewards credit card I applied for after having a student credit card since I turned 18. I had, had my student credit card for 4 years before applying for this and have never missed a payment. When I applied for this card my FICO score was 763. I was accepted after a week after applying online and they gave me a credit limit of $5000. I have called customer service a few times when trying to redeem reward points and have been nothing but impressed with Capital One. As of the date of this review, I have had this card for 2 years and 3 months and I pay my bill in full each month.

Nightflux's response was:    

  Apr 16, 2014

Nightflux(1, 0)

Review by Nightflux

1 Contributions 0 People Helped

Recommended & Denied Helpful to 2 out of 2 people

Credit Karma listed this card for me as a recommendation for airline miles, and I have good credit. I've started a new job and will be traveling more, so I wanted a card I could earn travel points/miles. After reading reviews and seeing other peoples credit scores similar to mine I figured I'd apply. Well, I was denied on the spot with no reasoning. This has just made me very angry. I'll never try capital one again.

Apr 11, 2014
No longer in my wallet. Helpful to 1 out of 1 people

Skip this card. If you need help, you're on your own. My bank account was used fraudulently and called Capital One for a replacement card. Agent charging me $16 to get a new one in 2 days or wait 5-7 days. It was free with Amex and Citibank to get it overnight. Agent agrees to send it to me free in 2 days but when I called to check 2 days later- he mailed it to be at 5-7 days. I do not recommend this card. Bring your business to Amex or Citibank where they really appreciate your loyalty. 

Apr 10, 2014
approved ck 755

approved $3k  5year credit history  always paid on time i was hoping for a higher limit

Apr 03, 2014
Approved Helpful to 2 out of 3 people

If you are like me and are worried about whether you will be approved or not, do not let the "fair" chance scare you. I had a CK score of 709 with my oldest account only being 2yrs 9months and was instantly approved for 10K credit limit with 16.9% variable APR. 

After I have recieved my card and have some experience with the company I will update my feedback. 

Mar 19, 2014

See all 78 Reviews of Capital One® Venture® Rewards Credit Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.