Capital One® Venture® Rewards Credit Card
- Earn unlimited 2X miles on every purchase, every day
- Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
- Fly any airline, stay at any hotel, anytime
- Travel when you want - no blackout dates
- Miles don’t expire
- No limit to the miles you can earn
- No foreign transaction fees
- No annual fee for the first year; $59 after that
| Purchase Intro APR | Purchase Regular APR | Balance Transfer Intro APR | Balance Transfer Regular APR |
|---|---|---|---|
|
N/A
|
13.9% – 20.9%* Variable |
N/A
|
13.9% – 20.9%* Variable |
Additional Details
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
Offer Details:
|
Cash Advance Rate |
24.9%* Variable |
|
Annual Fee |
$0 intro for first year; $59 after that |
|
Late Fee |
Up to $35 |
|
Cash Advance Fee |
See Terms |
|
Balance Transfer Fee |
$0 |
Saving Details |
Year 1 |
Year 2 |
Year 3 |
|
|---|---|---|---|---|
|
Balance Transfer Cost |
$0 |
$0 |
$0 |
|
Interest Savings on Transferred Balance |
$0 |
$0 |
$0 |
|
Interest Savings on New Purchases |
$0 |
$0 |
$0 |
|
Value of Rewards on New Purchases |
$912 |
$912 |
$912 |
|
Value of Bonus Points |
$200 |
$0 |
$0 |
|
Annual & Application Fees |
$0 |
‑$59 |
‑$59 |
|
Savings: | ||||
| Total Annual Savings | $1,112 |
$853 |
$853 |
|
| Total Savings over 3 Years |
$2,818 |
|||
Credit Card Usage Profile
Transfer a Balance
- Balance to Transfer: $2,500
- Monthly Paydown: $600
Earn Rewards
-
$1,000
Monthly Spending -
$45
Gas -
$75
Groceries -
$20
Travel -
$50
Restaurants -
$50
Entertainment -
$760
Other
Establish or Build My Credit
Card Details
- Annual Fee: $0 intro for first year; $59 after that
- Minimum Deposit: $0
Finance a Large Purchase
- Initial Purchase Amount: $3,000
- Monthly Paydown: $60
How We Calculated Your Savings
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.
1. Earn 20,000 bonus miles when you spend $2,000 on purchases within the first 3 months
Compare Holders of this Card
Data Created: October 01, 2013
73 Cardholder Reviews
The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Recent Reviews
I want to apply but scared. Im a full time college student, only 20 years old. I've had IT card for a year with $750 limit. No loans. CK score of 734. I travel alot is why I want to apply for this. Income of less than 30k. Any advice?
bulldawgs14's response was:
Dec 01, 2013
I just applied and was approved for the Venture card. $5000 limit based on 690 score on creditkarma, 732 on creditsesame, about $7k of existing CC debt on other cards, student loans, etc. Needless to say I was approved at the minimum amount and with the highest APR (20.9%), but it's a start. Don't let the "excellent credit" category scare you too much...if you have good payment history and accounts that have been open for a while, you'll probably have a good shot.
I will update with another review after I've had some time to use the card and interact with the Capital One folks.
summeroutside's response was:
Nov 27, 2013
Been some months now since I've owned this card and still a fanboi! In summary, you like visa signature benefits? Get this card. You pay your bills on time and want to increase your credit score? Get this card! Want no hassle redeemable rewards and good customer service? Get this card! This card packs a big punch and I could talk about my experiences with it it for a while but the visa signature benefits alone makes this card insanely nice. For example, possible free travel upgrades, free auto rental insurance, free travel accident insurance, concierge service, *special access/upgrades to events* <<< love this one, and more..! My most recent experience involved using this card to purchase NIN concert tickets and an opening on the floor became available so I got a call from concierge stating I had been bumped up to floor tix so was right near stage! Blew my mind, I don't know too many card/concierge benefits that will look out for you like that. No, I'm not saying this will happen all the time or even a lot but was nice it was available. Overall it still gets my 5 stars and is my primary card. If more info is wanted about this card or any others hit me up, I'm always a go for talking finance! Keep spreading that financial love!</p>
dgloverpro's response was:
Nov 07, 2013
I just got approved for $5,000 with a CK of 690. I don't have any other cards and 35k of school loans. I will update when I have more experience with the card.
kylehenning's response was:
Nov 06, 2013
See all 73 Reviews of Capital One® Venture® Rewards Credit Card
† Credit Karma members have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
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I was nervous about applying for this as I wasn't sure what my credit line would end up being, since I'm planning on replacing another card with this one. I went ahead anyway and was pleasantly surprised: instant approval for $20k! I thought I'd post my stats in case anyone else was in my position.
According to CreditKarma, I have a 779 credit score, 7+ year credit history, 30% debt/income ratio (income is $101k, current CC debt around $12k), 23% current credit utilization, no late payments or derogatory marks, 1 previous credit inquery. I had "Very Good" approval odds.
I rated 5 stars due to the easy online application, the instant approval, and the high credit limit. Looking forward to replacing my Southwest Airlines reward card with this.