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Offered by: Capital One
Apply by phone: 1-866-960-8706

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want-no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
708
Typical Low: 618
Typical High: 805
   

N/A

12.9% – 22.9%*

N/A

12.9% – 22.9%*

 

Variable

 

Variable

Additional Details

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee

$0 intro for first year; $59 after that

Late Fee

Up to $35

Cash Advance Fee

See Terms

Balance Transfer Fee

$0

Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$912

$912

$912

Value of Bonus Points

$400

$0

$0

Annual & Application Fees

$0

‑$59

‑$59

 

Savings

Total Annual Savings

$1,312

$853

$853

Total Savings over 3 Years

$3,018

Credit Card Usage Profile

Transfer a Balance
Edit
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0 intro for first year; $59 after that
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Current Balance
Credit Limit Utilized

Sample Size: 649
Data Created: February 02, 2015



55 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Easy normal process Helpful to 2 out of 4 people

Instantly got approved for 15000 limit with 7500 cash advance. The bonus is pretty nice. Fairly easy process. FICO 735 TU 712 EX 702 

C1 Quicksliver: 10k, C1 venture: 8.5k, C1 venture: 15k

Discover: 5k

AMEX: 8.5k and 2k

Chase Freedom: 9k

Barclay: 4.5k 

Huntington Voice: 6.5k 

lowes: 2.3k 

Connoraugustine91's response was:    

 
Mar 17, 2015
Strangely easy approval Helpful to 2 out of 3 people

Well, all the sources say you need "Excellent" credit.  I got a prequalified offer from Capital One for this bad boy with a 660 score (Experian FICO), 662 and 665 Vantage 3.0 scores from Experian and Equifax respectively, and a whole buttload of recent inquiries.  Instantly got approved for a $10k limit.  Last card they gave me was a $500 QuicksilverOne so I'm not quite sure where the jump came from.  My total credit line has nearly tripled.  Experian score calculator expects a 710 score in two months.  I say, go for it.

arrjay's response was:    

 
Mar 04, 2015

arrjay(1, 2)

Approved with 750 credit score for $20K Helpful to 4 out of 4 people

Wow..what a turn-around story- you truly can turn around your credit with hard work and patience.  In 2008 I moved to Seattle from Atlanta with a single secure Capital One Credit card with a $300 credit limit and a 502 FICO score. During the recession I went through several layoffs and finally got back on my feet last year.  I NEVER let my credit card payments slip and applied for a card here and there over time.

Fast forward to 2015 and I have my credit back over 700.  While I now have a BoA Cash Rewards card with a 4.5K limit and a Citi Dividend World with a 5.7K limit, I didn't have a travel rewards card to speak of.  I honestly was nervous about applying for a "high-end" credit card.  But I bit the bullet and applied for this Capital One Venture Rewards card (CK said I had a fair chance) and was instantly approved for $20K with a 16.9% interest (which is irrelevant because I pay off each month).  Granted, with my new job I'm making a decent (low) 6 figure salary, but still.  Let's see if the card itself can live up to the hype!

thedream21479's response was:    

 
Mar 02, 2015
Approved with EX 684 score Helpful to 7 out of 8 people

Have Capital One Platinum with $300 CL, which is paid off and had another closed Capital One card with $500 also paid off recently. Applied today for Venture Rewards and approved for 10,000 CL but at 20.9%. Also have been approved recently (within last month) for Chase Sapphire Preferred Visa Signature, Citi AAdvantage Platinum Select World Master Card, Discover it & Amex Blue Cash Everyday. This is it for me as applying for cards for a long time. Going to do some gardening with these and increase my CLs. My income is 60,000 and AAoA is 10 years. Been with capital One on older accounts for 5 years as well. CK had my approval chances as "fair" so if you have the requirements that I have or better, you should be approved for this card with a high CL.

Slimdog27's response was:    

 
Feb 13, 2015

Slimdog27(7, 29)

Great card for everyday use Helpful to 2 out of 3 people

I've really had only good experiences with this card so far. I was extended a great credit limit right off the bat, and the bonus paid for a major flight purchase. Since then, the reward rate at 2% is nearly unbeatable (without a bunch of hassle with categories or anything like that. Plus, they caught an instance of fraud on the account super quickly.

Feb 11, 2015

See all 55 Reviews of Capital One® Venture® Rewards Credit Card

† These Approval Odds represent Credit Karma's estimation of how likely you are to be approved for a product based on a comparison of your profile with data about Credit Karma members who have been approved for the product in the past (if available). There is no guarantee that you will be approved by the lender or that credit will be extended to you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2014 through February 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.