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Offered by: Capital One
Apply by phone: 1-866-960-8706

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
706
Typical Low: 638
Typical High: 795
   

N/A

12.9% – 22.9%*

N/A

12.9% – 22.9%*

 

Variable

 

Variable

Additional Details

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee

$0 intro for first year; $59 after that

Late Fee

Up to $35

Cash Advance Fee

See Terms

Balance Transfer Fee

$0

Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$912

$912

$912

Value of Bonus Points

$400

$0

$0

Annual & Application Fees

$0

‑$59

‑$59

 

Savings

Total Annual Savings

$1,312

$853

$853

Total Savings over 3 Years

$3,018

Credit Card Usage Profile

Transfer a Balance
Edit
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0 intro for first year; $59 after that
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Current Balance
Credit Limit Utilized

Sample Size: 649
Data Created: February 02, 2015



69 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Approved with bankruptcyin credit report Helpful to 3 out of 3 people

I filed CH 7 back in 2010 and discharged the same year.  I had one Capital One card with them with about $1000 in balance at the time of filing.  Today is 5/28/2015 and will be 5 years since CH 7 in 10/2015.  I applied for this card yesterday 5/27/2015 and instantly got approved with $15K credit line, didn't have to call anyone, everything was done online and immediately.

They pulled TransUnion with 699 (now 696) and have 710 in Equifax, 646 FICO.

No debt except a few Sallie Mae Loans (Now Navient) and just bought a house in Jan/2015.  Cars paid off in 2014.

The funny thing is that Credit Karma was saying Approval Odds was Very Good (for the Venture One no annual fee card) and Capital One website pre-qualification option was saying Venture Card...so I went with the better one of course.

Good luck to you all :-)

c00mtg's response was:    

 
May 28, 2015

c00mtg(1, 3)

APPROVED FOR 10K Helpful to 1 out of 2 people

I read some great reviews and decided to apply. I was approved for 10K. Very easy and no issues. I hope the card is the same.

Thank you CapOne. 

bacisse's response was:    

 
May 27, 2015

bacisse(5, 2)

Great card with awesome rewards!!! Helpful to 1 out of 2 people

Thank you CK for recommending this card. My CK scores were higher than the approval scores but had a bankruptcy on record. I was approved and give 10K limit right off the bat. looking forward to having this card and its limit in my wallet!!!!

fabianarreola's response was:    

 
May 27, 2015
Best card by far! Helpful to 2 out of 2 people

I have 2 of these cards now!  Both total 40k.  Capital One and I have a long history.  They're a great bank.  Their Venture Card is one of the best I have in my wallet.  Great starting limit and no problems at all where ever I go.  Just received all of my rewards asap.  Would highly recommend this card.

Floridabiker777's response was:    

 
May 25, 2015

Floridabiker777(40, 189)

Top Contributor

See all 69 Reviews of Capital One® Venture® Rewards Credit Card

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2014 through April 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.