Capital One® Venture® Rewards Credit Card

Cardholders' Choice i
Cardholders' Choice i
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  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
  • Get a metal Venture Card when you apply today 
Annual Fee:
$0 intro, $59 after first year
Purchase Intro APR:
N/A
Purchase Regular APR:
13.74% - 23.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
13.74% - 23.74%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 23.74%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $35
Penalty APR None
Balance Transfer Fee $0
Foreign Transaction Fee None
Return Payment Fee See Terms*

Rewards

Sign-Up Bonus

Earn 40,000 miles after you spend $3,000 in 3 months.

All Purchases

2 miles per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
CCJedi
Outstanding Customer Service!!!!!!!
by CCJedi
Helpful to 292 out of 303

Wow, I am officially blown away. I missed a payment due to a quad accident requiring multiple surgery's recently. When I called in to discuss it with the Capital One folks they were super helpful, dropped charges and interest and wait for it ... they had an amazing metal tub of baked cookies sent to my house wishing me a speedy recovery. Never saw that coming.

This is a lesson for my own business. I can't explain how impressed I am. Count me a fan for life of Capital One.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
jetblk3
Simple but Limited Rewards Structure
by jetblk3
Helpful to 136 out of 152

Upgraded to the Venture from Quicksilver last year and I recently converted my account back to Quicksilver. The main reason is although you earn double points for every purchase with the Venture, the annual fee means you need to spend at least 8,000 to break even and start earning reward dollars. Secondly, when you want to redeem the points for something other than travel (or what Capital One recognizes as travel) you only get  50% of the value on your point redemption. Example: I take a trip and want to use reward dollars towards an expensive restaurant; if I have 20,000 points, and I redeem them for the meal, they are only worth $100 instead of $200 if I redeem an airline purchase. So, if you're not smart, you could be paying the $59 fee each year, spending less than $8,000 on the card, and redeeming your points for half of their value -- essentially losing money using the card instead of making money from the bank. If you stricly redeem for airfare purchases or train tickets, and spend a great deal on other purchases, it can be very simple. As for me, I didn't like to make airline purchases using the Venture to make airline purchases because I earn more points using the Amex Premier Rewards Gold. I would rather redeem Chase Ultimate Rewards or Amex Membership rewards points because instead of 1:1 value when using points, I can earn a 2:1 or 3:1 ration when transferring to certain airlines or hotel partners.

In the end, once I had accumulated substantial rewards, I converted the account back to Quicksilver and cashed out the points for 1:1 value. So now I have no annual fee but a guaranteed earning and redemption rate on my points.

In conclusion, the Venture card is good if you want no frills and use the card exactly the way Capital One advertises, for travel,


Our Take

The Capital One® Venture® Rewards Credit Card offers flexible travel rewards to people with good to excellent credit.

What to Like

Cardholders get 2 miles for every dollar spent on purchases, and 40,000 bonus miles after spending $3,000 within 3 months from account opening. As long as the card is open, the rewards don’t expire for the life of the account, and miles can be used for flights, hotels, car rentals, cruises and more.

Look Out For

After the first year, the card comes with a $59 annual fee and there’s no 0% intro APR for purchases or transfers.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from December 2016 through May 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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