USAA Secured Card® Platinum Visa® Reviews

Approval Odds

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4.8 out of 5 stars
5 Reviews

From Cardholders in the last year

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Application Process

5 out of 5 stars

Customer Service

4.5 out of 5 stars

5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 10.90% - 20.90%* Variable
  • Annual Fee $35
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 10.90% - 20.90%* Variable

These reviews were written by current and former cardholders in the last year.

Oct 23, 2017
Anonymous Cardholder

Get cs point fast

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Aug 01, 2017
Love this card
Anonymous Cardholder

My credit went from 659 to 754 in one month!!!! Love it, live it!!!

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Mar 30, 2017
Great credit building card!
MorrighanFaye Cardholder

I was a victim of identity theft and it left in shambles. After only a month or so of using this card, my credit score has jumped 75-145 points, respectively per credit bureau. If I'd have known rebuilding would be so easy, I'd have done this long ago. Thanks, USAA!

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Feb 11, 2017
Good low interest card to rebuild.
Jlruiz32 Cardholder


Good APR,

Great mobile app,


Annual fee,

Card does not upgrade to unsecured card.

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Dec 21, 2016
Life saver's
lamohut Cardholder

My wife and I needed help and USAA gave us something that could help us in 3 ways. (1st), we are able to have access to our cash right away while it earns interest (.54%) (2nd), We started out with $250.00 and we now have it built up to over $4,000 as our emergency fund. (3rd), My credit score was 470 when I started but, thanks to USAA and Credit Karma's education about our credit, we are now at 692 credit score and we are now attending seminars preparing us for buying a house.... Thank you USAA and Credit Karma you saved my life.

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1 Reply
Jul 08, 2017

How did you get your score to 470? I have had my life implode and charged off 75K worth of debt with 2 cars repossessed and my score was 530.
I have this USAA Secured Platinum Visa card and I maxed it out at 5K. My credit score had dropped from 750 to 700 when I bought a new car so I increased my available credit with this card.
I also paid down the car loan too (for those that were going to say I should have done that first - I did)

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

USAA Secured Card® Platinum Visa®