USAA Secured Card Visa Platinum®

Approval Odds

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4.8 out of 5 stars
4 Reviews

From Cardholders in the last year

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Application Process

5 out of 5 stars

Customer Service

4.5 out of 5 stars

5 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 10.40% - 20.40%* Variable
  • Annual Fee $35
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 10.40% - 20.40%* Variable

These reviews were written by current and former cardholders in the last year.

Feb 11, 2017
Good low interest card to rebuild.
Jlruiz32 Cardholder


Good APR,

Great mobile app,


Annual fee,

Card does not upgrade to unsecured card.

more ...
Dec 21, 2016
Life saver's
lamohut Cardholder

My wife and I needed help and USAA gave us something that could help us in 3 ways. (1st), we are able to have access to our cash right away while it earns interest (.54%) (2nd), We started out with $250.00 and we now have it built up to over $4,000 as our emergency fund. (3rd), My credit score was 470 when I started but, thanks to USAA and Credit Karma's education about our credit, we are now at 692 credit score and we are now attending seminars preparing us for buying a house.... Thank you USAA and Credit Karma you saved my life.

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Sep 22, 2016
Great way to start building credit!

Applied with no credit history whatsoever and got approved. I only make approx $8k a year as a college student so I was pleasantly surprised. The annual fee is annoying considering that other secured cards do not have one but USAA has such great customer service that IMO it is worth the $3/month.

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Jun 25, 2016
This was to build my credit
AFKeys Cardholder

I had first tried to get a regular credit card when my score was around the 500ish range. Got denied for that and opted to go for the secured card. It has help raise my credit pretty well. I only use about 7-9% credit of the card and its paid off every month. This card is for my gas or snacks only. No big purchases on this card since I only got the minimum to get the card which was $250.

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

USAA Secured Card Visa Platinum®