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Yard Card

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2.0 out of 5 stars
4 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

2.5 out of 5 stars

2 5

These reviews were written by current and former cardholders in the last year.

Sep 23, 2016
They suck
Anonymous Cardholder

Used them when I bought some machines from smithy, what everyone states is accurate, I have mailed their payment out 8 days before the due date and they still hit me with a late fee. Seems they like to hold onto the checks for a few days so that you incur late fees. I now make a payment directly online to make sure that they are getting their payments and they can't pull any shenanigans. I am paying this sucker off as soon as possible and never using them again.

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Jun 07, 2016
Anonymous Cardholder

Worst customer service ever Ive had problems with them from day one.The staff of the card are rude and  the yard card seem to make up their own rules as they go along.Do yourself a favor do not use this company.Paid off my balance and cancelled this card as soon as I was able to.Hopefully no more issues with them .GOOD RIDDANCE

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Feb 03, 2016
No Problems
Anonymous Cardholder

I got this card to buy a golf cart at a promotional 3.5% interest rate and have not had any problems. I get the bill regularly in the mail at the beginning of each month. I know the date the payment is due and I pay online by that date, even on that date. Everything works as advertised. I have never even tried to mail a payment so I never had any issues with checks.

Late payments are the same as any credit card, if you're late, you're late and should expect the consequences.

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Nov 20, 2015
Worst Customer Service....EVER
Anonymous Cardholder

First of all, I'm lucky if I get a bill most months. If I do, they come with like a week to pay and that's it almost guaranteeing you'll be late. 

This month, I had a lot of personal/medical stuff come up and missed my payment date. I called to see about getting the late fee removed but they'd already removed one from July (a month we hadn't received a bill) and would only do one. I broke down and told them my story about what was going on and how we're never late, no compassion from the representative on the phone, just rejection for removing the late fee. So I asked to speak to a manager who again, denied my request even though the first "late fee reversal" was technically their fault. Then to make everything so much better, SHE HUNG UP ON ME! Worst customer service I have ever dealt with. I will NEVER be using this card ever again.

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