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Yard Card

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1.8 out of 5 stars
5 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

3.5 out of 5 stars

Customer Service

2.5 out of 5 stars

2 5
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These reviews were written by current and former cardholders in the last year.

Nov 26, 2016
The worst card you can get!
Anonymous Cardholder

I applied for this card to buy a jetski. Worst decision ever! The interest rate is accrued everyday not like other loans where it have a set rate per month. Their customer service is even worst. I can hardly get anyone on the line probably because this company is based in Canada. Don't get this card!

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Oct 27, 2016
Late fees
Anonymous Cardholder

This company is not a trustworthy company. I am a year and a half ahead on my loan and they are continually trying to charge me late fees. One month they are recording my payment two days after it's been postmarked and the next they wait ten days. When you try to call them they are not interested in helping you at all. In my opinion this company is as corrupt as it gets. 

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Sep 23, 2016
They suck
Anonymous Cardholder

Used them when I bought some machines from smithy, what everyone states is accurate, I have mailed their payment out 8 days before the due date and they still hit me with a late fee. Seems they like to hold onto the checks for a few days so that you incur late fees. I now make a payment directly online to make sure that they are getting their payments and they can't pull any shenanigans. I am paying this sucker off as soon as possible and never using them again.

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Jun 07, 2016
DO NOT GET THIS CARD!!!!
Anonymous Cardholder

Worst customer service ever Ive had problems with them from day one.The staff of the card are rude and  the yard card seem to make up their own rules as they go along.Do yourself a favor do not use this company.Paid off my balance and cancelled this card as soon as I was able to.Hopefully no more issues with them .GOOD RIDDANCE

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Feb 03, 2016
No Problems
Anonymous Cardholder

I got this card to buy a golf cart at a promotional 3.5% interest rate and have not had any problems. I get the bill regularly in the mail at the beginning of each month. I know the date the payment is due and I pay online by that date, even on that date. Everything works as advertised. I have never even tried to mail a payment so I never had any issues with checks.

Late payments are the same as any credit card, if you're late, you're late and should expect the consequences.

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