Wells Fargo Visa® Card Reviews

Approval Odds

Sign up or log in to see your Approval Odds

1.0 out of 5 stars
3 Reviews

From Cardholders in the last year

Sign up or log in to see your Approval Odds


Application Process

3 out of 5 stars

Customer Service

2.5 out of 5 stars

1 5

These reviews were written by current and former cardholders in the last year.

Aug 18, 2017
Timetodothis Cardholder

Doesn't help as promoted. I started out 02/2015 with a $300 secured card. In 04/2017 it went unsecured with the same $300 limit and I received my cash back. This card DEFINITELY isnt the best card out that actually rebuilds credit. If i knew then what I know now I wouldn't apply for it. Capital One is where you should apply. As any company should do, Capital One looks at your payment history and you get rewarded.

more ...
Jun 16, 2017
MaryN88 Cardholder

I have had this card for 6 years! I got it to work on my credit and it started as a secured card for $300. It took 2 years to get it unsecured!! Never late - never over 5% (I only had nexflix charged to it). Finally they made it unsecured and gave me my $300 back with a $300 limit. Now 5 years later....a few deials to raise it I am only still at $500 credit limit. My FICO per them and AMEX (yeah!!! I have an AMEX!) is 724. If my FICO is 724 and my husband and I make $105K a year.... why is my limit stuck at $500????

more ...
Dec 08, 2016
Terrible Credit Limit Increase Program
Kombinator Cardholder

This was my first credit card as a young adult. Originally, it was a secured card with a line of $300. I moved to an unsecured card about a year or so later. Since then (~6 years), I have recieved 2 credit limit increases to a total credit line of $700 (I had to call and personally request both). This is despite having a credit score in the mid 700s and 2 other credit cards, both of which have significantly higher limits (between 6 and 15x higher). In addition to this I probably make 4x as much in salary as I did when I originally got this card, I even do my regular banking through Wells Fargo, so they can easily see and verify my paycheck/expense information, but none of these factors seem to matter. I'm now stuck with a card I never use because the limit is so low and the rewards are terrible purely because it is my oldest credit line and would negatively effect my credit if I closed it down.

more ...

Was this review helpful?

1 Reply
Jan 17, 2017

we both are on the same page.

Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this card overall?

Please select a rating

What should others know about this card?


How was application process?

How was customer service?

See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

Wells Fargo Visa® Card