Wells Fargo Visa® Card Reviews

Approval Odds

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1.0 out of 5 stars
3 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

3 out of 5 stars

Customer Service

2.5 out of 5 stars

1 5
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These reviews were written by current and former cardholders in the last year.

Aug 18, 2017
Useless
Timetodothis Cardholder

Doesn't help as promoted. I started out 02/2015 with a $300 secured card. In 04/2017 it went unsecured with the same $300 limit and I received my cash back. This card DEFINITELY isnt the best card out that actually rebuilds credit. If i knew then what I know now I wouldn't apply for it. Capital One is where you should apply. As any company should do, Capital One looks at your payment history and you get rewarded.

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Jun 16, 2017
Horrible
MaryN88 Cardholder

I have had this card for 6 years! I got it to work on my credit and it started as a secured card for $300. It took 2 years to get it unsecured!! Never late - never over 5% (I only had nexflix charged to it). Finally they made it unsecured and gave me my $300 back with a $300 limit. Now 5 years later....a few deials to raise it I am only still at $500 credit limit. My FICO per them and AMEX (yeah!!! I have an AMEX!) is 724. If my FICO is 724 and my husband and I make $105K a year.... why is my limit stuck at $500????

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Dec 08, 2016
Terrible Credit Limit Increase Program
Kombinator Cardholder

This was my first credit card as a young adult. Originally, it was a secured card with a line of $300. I moved to an unsecured card about a year or so later. Since then (~6 years), I have recieved 2 credit limit increases to a total credit line of $700 (I had to call and personally request both). This is despite having a credit score in the mid 700s and 2 other credit cards, both of which have significantly higher limits (between 6 and 15x higher). In addition to this I probably make 4x as much in salary as I did when I originally got this card, I even do my regular banking through Wells Fargo, so they can easily see and verify my paycheck/expense information, but none of these factors seem to matter. I'm now stuck with a card I never use because the limit is so low and the rewards are terrible purely because it is my oldest credit line and would negatively effect my credit if I closed it down.

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1 Reply
Jan 17, 2017

we both are on the same page.

 
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Wells Fargo Visa® Card