Valero Credit Card

Approval Odds

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1.8 out of 5 stars
5 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

2 5

These reviews were written by current and former cardholders in the last year.

Apr 22, 2017
They offer low opening line of credit
Anonymous Cardholder

But they never give you a credit line increase from that point on.  I hade several cards with several thousands in CL, but they gave me an opening $300. that was over 2 years ago.  I have never missed a payment and have only improved my score since.  I have used it rarely after the first year because I could tell they were doing anything for me.  I only keep it open for a credit line.

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Apr 06, 2017
Very bad company
Anonymous Cardholder

They are not a good card to get

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Feb 23, 2017
Anonymous Cardholder

This card is not only so high on interest but their minimum due is to the roof , let's say you owe $1,000.00 your minimum is about $200.00  that's insane . I already close this account and trying to gte rid of it ASAP 

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Dec 09, 2016
Anonymous Cardholder

I was just going through my credit cards and noticed that my Valero card expired six months ago and I never received a replacement. I called up customer service and was told that since it was not used for several months prior to the expiration date, they didn't send out a new one. The account is still open but inactive. I was told that in order to re-activate it, they need some financial information and needed to do a hard pull on my credit. I told them to forget it since the lousy $300 credit line is not worth a hard pull. The only bad things about losing this card is the payment history and the cash price for paying with credit.

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Sep 05, 2016
credit builder
Tubbyauto Cardholder

Intrest rate is not as good as some but better than some as well ... But if your paying your balance every month your rebuilding your credit.. They also give you cash prices even when using their card.. Over all i consider this card a valuable asset to keep in my wallet for just in case...

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Valero Credit Card