True, but it's good to have in a pinch. They give you a small credit line ($300) so you can't get yourself in too deep. You can only use it to buy gas, so you don't run up a bill buying stupid stuff like soda or snacks.
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This card has a 23% APR. Pretty much terrible versus any other credit card. Considering the small rebate per gallon you are much better off using a cash back card.
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