Trek Credit Card Reviews

Approval Odds

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1.0 out of 5 stars
1 Review

From Cardholders in the last year

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Application Process

3.5 out of 5 stars

Customer Service

4 out of 5 stars

1 5

These reviews were written by current and former cardholders in the last year.

Oct 10, 2016
This isn't Financing, it's a credit car
BrentGA Cardholder

I applied for one of these to finance a bike; what they don't tell you is that it's not at all like a car loan.  With a car loan, you make payments to chip away at your balance, with the Trek card you are penalized on your credit score for not paying it off immediately.  I had a 700 credit score for a year, but this Trek card secretly dropped my credit score to 650.

50 POINTS OFF MY SCORE FOR NOT PAYING THE CARD OFF IMMEDIATELY. This card nearly ruined my credit score.

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Trek Credit Card