I just got approved for my toys r us card and I have a few store cards through synchrony bank with Walmart and Ashley furniture , and they have always been good to me with the MasterCard feature , I see a lot of complaints on here , I haven't used toys r us directly yet but I've had no problems with synchrony bank so I trust this card will be good , it has good perks at 15% off and I got approved for a 2200 limit so I have nothing but good things to say about synchrony bank credit cards .
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When I first applied, i got a lousy $200 limit online. I have other specific store cards with limits in the thousands. My score at the time was 680s. I underwent a medical procedure and the bill of $2k went to collections. They dropped my limit to $100 after that and that was 2 years ago. Still to this day, they won't give me an increase. I am never late, always max and pay off, my credit is better, I make three times more than I did...and still no increase.
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