I noticed people are complaining about not making payments through the store as being an issue. However, not being able to make a payment through the store on your credit account which holds your social security number is one of the safest things for you and the retail store? When you apply for your account your information is processed but deleted. I know many people don't understand IT Security, which is why it is of importance to research it before you do pay at other retail locations. Personally I rather pay though my secured network or to a bank directly.
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This card is a complete scam! Interest rate is through the roof, and they constantly charge late fees when it is there fault the payment is late. You can send the payment the day you receive the bill and they will hold your payment until it is late! I had over $500 is late fees charge last year when I send all my payments ahead of time. I have had my card declined because they took too long to take the payment out! I refuse to use this card ever again and as soon as my remaining balance is paid off I am throwing away this card! They have destroyed my credit score and are quickly depleteing my bank account! If you want to save your money and credit score, do not sign up for this card!!!!
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