Target® Credit Card Reviews

Approval Odds

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1.8 out of 5 stars
16 Review

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3 out of 5 stars

2 5

2 star reviews (1) See All

These reviews were written by current and former cardholders in the last year.

Nov 18, 2018
icegoku Cardholder

No credit increase only if they want to give you one in a year can’t request one

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Feb 24, 2019

Need more info here, your simple statement is NOT enough. If you're carrying a high balance relative to your credit line and NOT making substantial payments then yes, you will NOT receive a credit line increase. Show some responsibility in managing your account and TARGET will reward you with a credit line increase. I went from an $800 SL in Oct 2017 to $11K TARGET MASTERCARD in 16 months. I paid off my purchases each and every month, and only bought what I could afford. Sometimes my total monthly purchases were as little as $35, the highest month maybe $375, but on average less than $125.

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Target® Credit Card