I would not suggest applying for this card if your score is below 650. After a few months my credit limit was increased. I’ve never had an issue. They give you coupons every so often for being a card member.
Most Helpful Positive Review
Most Helpful Negative Review
This card is great to get discounts on every day purchases at Target, and used to have a really great website to make payments online.
Until about 6-9 months ago. EVERY. SINGLE. MONTH. I try to sign in and make a payment and it either doesn't recognize my password, doesn't recognize that anything is even typed into the fields, or some other ridiculous problem. I'm so sick of this. I've written to them multiple times. How hard is this to fix, really!? I end up having to change my password just to get the payment in on time every single month. Sometimes, I've changed my password and the brand new password doesn't even work. Its exhausing. GET IT TOGETHER, TARGET.
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