I have had my Netpend account for a year now. No problems. I pay the 9.95 monthly fee. That's less than many banks charge for an account. I feel I have more control over my money with Netspend. I even have a savings account through them. I don't know why all of these people are having problems....and yes it's an FDIC insured bank so they do have to have your social security number, This is not a greendot walmart card...it is much more like a regualr bank account. I highly recommend Netspend!
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Unless you want to buy something overseas, don't buy this card. There customer service reps aren't as bad as people say but they do ask for your name, ssn, address and some crazy stuff to give to someone over the phone. I know it may sound a little foolish but I actually gave them my information and now feel very uneasy for a $50 gift card. Not worth your time, trust me.
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