Great banking alternative
I have used this card for over a year as a primary bank account. I get my direct deposits early like a day or two early. My husband and I both use the account with both of our earnings being deposited. They will even supply several additional cards. Since we direct deposit over $500 we upgraded to "Premier" and so fees are about $5 a month. I'm willing to pay a monthly fee to have our money deposited sooner. Also with premier you are eligible for overdraft protection. You also can get a savings account, and your account number works just in case you need to pay a bill using a bank transfer. My only complaints is that I wish they had a chip card. Another thing to keep in mind is that there are ATM fees. I don't really use cash but if I do need cash I use cash back at the register.