Amazing Credit Limit Increases
I got this card in January 2017. Started with $1000 limit. I now have a $8000 limit 12 month later! I pretty much have gotten an automatic credit limit increase every 4-6 months. Each time they double the limit (1k went to 2K, 2K went to 4K, and I just got another increase this month February 2018 from 4K to 8K). I'm guessing in another 4-6 months I'll be up to 16K!! Which helps my utilation like crazy. I never miss a payment and usually pay the balance in full as to avoid interest. I did put a pretty big luxury purchase on it recently but I plan to pay it off in 2-3 months. SInce my balance has been bigger I have been paying slightly over the minimum and still have gotten credit limit increases. If you're disciplined and always pay on time and more than the minimum this card does wonders for your credit history and score! Plus I love luxury goods and have gotten so many great sales and gift cards from shopping at NM. Think $1500 givenchy bag for $600! obviously there are other better cc and i have them (amex, chase etc.) but the NM credit card has the highest an easiets credit limits.