Jared Credit Card

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1.7 out of 5 stars
11 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3 out of 5 stars

1.5 5

These reviews were written by current and former cardholders in the last year.

Mar 09, 2017
Anonymous Cardholder

Do not get this card. The credit department blows. They falsify late claims and hurt your credit, don't accurately report payments, and hound you with calls constantly. Disgusting company.

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Feb 13, 2017
Bad card!!! Constant checking your score
Anonymous Cardholder

It seemed like a good idea at the time. I had it for about a year. Went to use it and guess what ??? The account got closed on the same day!! No notifications or nothing.., how embarrassing! Thanks for nothing!! Jared 👎

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Dec 20, 2016
credit department SUCKS
Anonymous Cardholder

went into Jared with MORE then enough available credit on my Jared account. picked something nice and walked out with a CLOSED account.  Yes, as others have stated on this board, they close your account without any notification at all.  How disappointing.  Been paying on this card for YEARS, on time.  Guess I can go spend my money elsewhere.  Thanks Jared, Signet, Kay, Zales, ALL OF YOU CAN SUCK IT.

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Sep 14, 2016
Don't DO IT
happypumpkins1 Cardholder

Jared has a line in their card holder agreement that states that they can review your credit and reduce or close your account at anytime without notice to you. Let me tell you, they actually do this!

My fiance bought my engagement ring there. We had to have a custom wedding band made, because the ring didn't have a band. Any custom orders require a down payment and they are non-refundable. So, we go to pick my custom ring when it was finally ready (3 days before my wedding). My fiance checked his Jared account before we left the house to double check everything, there was more than enough credit on it. We drive an hour and forty-five minutes to get to Jared - the sales rep was literally in the middle of the transaction when the phone rings and she hangs up and tells us that was the credit department calling to say they reviewed my fiances credit while she was doing the transaction and lowered his credit line by $2,000!!!!!!!! IN THE MIDDLE OF THE TRANSACTION AT 7PM!!! Well, as you can imagine, we are getting married, have a baby on the way, and are relocating in 2 weeks for a job out of state. Did we have the money on us to pay it? Yes. Unfortunately we needed that money for everything else. We waited (I'm 6 months pregnant) until 8:45 that night just for them to tell us there was nothing they could do. The lady in the store said this was the 3rd time recently that it's happened to her! I had to walk out of there without my ring. The wedding is now postponed.

I have had various lines of credit my whole life. I've NEVER heard of a place doing this. And, in the middle of a transaction??!!! The worst part is the lady in the store went back and checked my fiance's payment history, everything was great, he hasn't opened any new lines of credit or anything, in fact we are getting things paid off.

It was the worst experience with a retailer that I've ever had!

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Sep 08, 2016
Anonymous Cardholder

I bought an engagement ring and opened a card since the sales person told me it would be 0 interest for a year. It ended up being 0 interest for 1 month. So they lie to get you to open a card. High interest rate, poor service. Don't do it.

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Aug 28, 2016
I had bad experience.
Anonymous Cardholder

I pay it every month. One sing in your credit score they will close your account without warning. And not body send your a message for you know what happen. 

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Aug 13, 2016
Approved for $5,100
jakers2381 Cardholder

Applied and they pulled Ex for me. Score at the time was 615. Amazed to see approved for $5,100. Also, applied for Kay and same outcome instant approval for $5,100. Using this to help my credit utilization. 

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Jul 16, 2016
Worst Customer Service
1Diesel1 Cardholder

They run random credit checks. Available credit will change, both up and down. Really weird. Call center service is the worst.

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May 10, 2016
Bbrn79 Cardholder

One sing in your credit score they will close your account without warning. 

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May 04, 2016
Tricked me?

Approved for $4,000.   Haven't used the card yet.  Checked the other day, they lowered credit available to $860.  Today I checked and its lowered to $0.

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Jared Credit Card