Credit Card Reviews Advertiser Disclosure

hhgregg Credit Card

Approval Odds

Sign up or log in to see your Approval Odds

3.6 out of 5 stars
5 Reviews

From Cardholders in the last year

Sign up or log in to see your Approval Odds

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4 out of 5 stars

Customer Service

4.5 out of 5 stars

3.5 5
Collapse

These reviews were written by current and former cardholders in the last year.

Jul 29, 2016
Good card, easy approval
ncstateman526 Cardholder

I had applied for several credit cards and recieved denials due to lack of credit history even though I was around a 700 credit score. Went to hhgregg to buy a tv, figured I'd pay in cash if they didn't approve me. Process took literally 3-5 minutes and bam, approved for $4500, nearly 10 times what the tv cost. 12 months interest fee, and keeps my utilization rate down with such a high limit. Staff was friendly and nice, I recommend signing up online to pay your bill, as with everything this keeps you from worrying about a check getting lost, or posting late. Overall fantastic card with great promo offers, I've heard some say that the months of promo changed and blah blah blah, don't believe them, they are idiots, it is very clearly stated when you purchased the promo, and even has the exact expiration date as to when it needs to be paid in full as to not accrue interest.

more ...
Jun 22, 2016
GREAT DEAL
Anonymous Cardholder

SAVES IF PAID INSTANT APPROVAL JUST PAY ONTIME

more ...
Jun 21, 2016
Helped
golittleperson Cardholder

Applied online with poor credit, long story but I have to deal with it.  My refrigerator had been down for months (manually defrosting every 4 weeks) so desperately needed a new one.  Tried a few times for a personal line of credit and never happened, on a "hope" applied online and was approved.  $1200 line.  Plus, 24 months with 0 interest will be quite a help.  Now the goal is to pay this off and then replace the range.  They at least have given me a chance when so many would not. 

more ...
Apr 30, 2016
They say they have 12 month no interest
Anonymous Cardholder

They say you have 12 months interest when you receive you bill it changing to 6 months!  When you call and confront them about it  the only thing they do is say I'm sorry.  Never ever should anyone buy anything from store #22 Greenville,sc. Electronics Manager Leann will not even try to help you. The only words she knows is I'm sorry. 

more ...
Apr 24, 2016
Anonymous Cardholder

Card is fine the bank has some issues. I applied in november of 2015 got approved for 1500. Now its april 2016 and im checking my statments and im only $300 away from paying it off and all of a sudden I see my credit limit and its 3500. I call customer service because im confused about whats going on and why my credit limit went up when i never requested a credit increase. And her response was o yea we run your credit annually to increase your credit limit. Im frustrated because i didnt authorize them to run my credit.

more ...

Was this review helpful?

 
1 Reply
Oct 22, 2016

You are an idiot. When merchants run your credit to see if they can raise your credit line it is considered a SOFT INQUIRY which does not affect your credit. I work for a major bank in the credit card division. Its people like you that should never have credit because you don't even know how it works. When you pay your bill on time and do well with your utilization, you get automatic credit increases from time to time from the card issuers. Its that simple.

 
Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this card overall?

Please select a rating

What should others know about this card?

Optional

How was application process?

How was customer service?

See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

hhgregg Credit Card