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Credit Score
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  • info This chart displays the average credit score across all holders of this card, every month, for the past year.
Credit Limit
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  • info This chart displays the average credit limit of all holders of this card whose current credit score falls within the given score ranges.
  • info This chart displays the average credit limit of all holders of this card whose current age falls within the given age ranges.
Current Balance
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  • info This chart displays the average current balance for all holders of this card whose current age falls within the given age ranges.
Credit Limit Utilized
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  • info This chart displays the average credit limit utilization for all holders of this card whose current credit score falls within the given score ranges.
  • info This chart displays the average credit limit utilization for all holders of this card whose current age falls within the given age ranges.
60+ Days Past Due Status
  • info This chart displays the percent of holders of this card that were 60+ days past due for the given month for the past year.
  • info This chart displays the percent of holders of this card that are currently 60+ days past due and whose current credit score falls within the given score range.
  • info This chart displays the average amount that is 60+ days past due for holders whose current credit score falls within the given score range.
Age of Cardholder
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Sample Size: 307
Data Created: October 01, 2013

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6 Cardholder Reviews

Results 1-6 of 6Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

All Reviews

Great card for building credit! Helpful to 2 out of 2 people

The Store itself is competively priced, so there's no hidden fee there. I applied and received this card about a year ago with scores in the 620-650 range, which is pretty much where they've remained because of numerous inquiries and 12 new lines in 2 years, and a 6 figure tax lien from a failed venture years ago. Started with a secured Cap1 at $2,000, then picked up a bunch of the BS cards with the crazy fees and tiny limits, just to establish credit. Keeping the Secured Card, as it's my oldest at just over 3 years. Cancelled all 4 of the crazy fee entry level cards as I accumulated medium grade cards from cap1, Barclays, Discover, a bunch of store cards etc.I also have 2 loans from Carmax. First with cosigner, paid, and the second is current. Also one Student loan for $3800, paid. Zero late pays. Anyway, HHGREGG started at $1,500, just shy of a year ago, and I maxed it out while buying a $2,200 TV. They ALWAYS have Interest free promotions, so the 19.9% rate never applies. I set the autopay at $75 per month, figuring I'd use the free money for 20 of the 24 months offered, and avoid having to make any big balloon payments at the end to avoid interest. This formula apparently worked for their bean counters, as they bumped my limit from $1,500 to $3500 after about 8 months, without my asking, and with no additional credit pull. This in turn lowered my utilization which seems to ride between 30 and 40% of about $15,000. I highly reccommend this card for credit building purposes, simply because the credit limit grows quickly, and virtually anything you purchase will be interest free for 6, 12, 18, or 24 months depending on the size of the purchase.

WWARD's review was:    

  Aug 23, 2013 Reply

WWARD(3, 48)

Review by WWARD

3 Contributions 48 People Helped

Helpful to 1 out of 1 people

Just applied today 7/4/12 in store with EX 722 TU 732 and 50K/year income.

Got approved with 5K credit limit.

19 years old with 2 years of credit history...

Interest Rate is 29.99% but I received 24 month financing interest free program.

Hope this helps someone.

benacostian's review was:    

  Jul 04, 2012 Reply

benacostian(5, 2)

Review by benacostian

5 Contributions 2 People Helped

Helpful to 1 out of 1 people

So far, so good. The rate is a bit high but service is fine. 

Sep 19, 2011 Reply

we bought a tv and paid it off the first month. I sent in my payment by mail a week in advance. They posted my payment a day AFTER the due date and charged me a $27.00 late fee. If they do this to everyone who pays their bill off the first month...that is quite a bundle of money in their pocket.-

Sep 03, 2013 Reply

The interest rate is terrible. Go to your local bank for credit. 

Sep 21, 2011 Reply
Helpful to 0 out of 1 people

Got aproved with a ck score of 660 for $1500    with 24 month interst free.  Make sure to pay off eairly the interest is high at 29.9% Gemoney the pulled from equafax

lillips501's review was:    

  Sep 17, 2011 Reply

lillips501(2, 1)

Review by lillips501

2 Contributions 1 People Helped

Results 1-6 of 6Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

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Cardholder Rating Distribution (6)

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Company Overview

The hhgregg Credit Card is serviced by GE Money Bank for hhgregg customers. Interested credit card customers will have to contact hhgregg directly.

Established in 1955, H.H and Fansy Gregg opened the first hhgregg appliance store featuring washers, dryers, refrigerators, and grills. The store’s focus was on “personal, caring customer service” and has grown from stores in Indianapolis, Indiana to nationwide locations. Products are available for purchase online and in stores.

hhgregg Credit Card