hhgregg Credit Card Reviews

Approval Odds

Sign up or log in to see your Approval Odds

3.0 out of 5 stars
4 Reviews

From Cardholders in the last year

Sign up or log in to see your Approval Odds


Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

3 5

These reviews were written by current and former cardholders in the last year.

Jun 22, 2017
Terrible outcome
Anonymous Cardholder

So hh gregg is out of business. Now the card is only useable for home design stores. hh gregg was an electronics store. ELECTRONICS. The card's purpose was to purchase ELECTRONICS. In synchrony's (lack of) wisdom, they decided to make it now only useable for home design stores. Stupid! This is the last synchrony card I will be applying for.4

more ...
Apr 19, 2017
Anonymous Cardholder

This set-up for making a payment is horrible...Its like they make it hard for you to make payment  online and now you have to pay late charges....The site is horrible all they want to do is sell and make it hard for you pay for it.  Try to help the customer who  bought

 your items pay for it.  I can't see why you can't be like other merchant.  Making a payment on line is easy.

more ...
Mar 17, 2017
So far So Good !
Anonymous Cardholder

Got approved in Oct 2016 with CL 1200 - scores 605 across the board. Relaced Washer/Dryer. Reduced the balance to 500 by making multiple payments within last 6 months. Requested CLI - Rep was very friendly - approved for 3500 !!! ( 2300 more ). This really helped me in bringing down my utilization ratio to 8% !!! Scores Jumped to 672 !!! Love this card and Synchrony Financial.

more ...
Jul 29, 2016
Good card, easy approval
ncstateman526 Cardholder

I had applied for several credit cards and recieved denials due to lack of credit history even though I was around a 700 credit score. Went to hhgregg to buy a tv, figured I'd pay in cash if they didn't approve me. Process took literally 3-5 minutes and bam, approved for $4500, nearly 10 times what the tv cost. 12 months interest fee, and keeps my utilization rate down with such a high limit. Staff was friendly and nice, I recommend signing up online to pay your bill, as with everything this keeps you from worrying about a check getting lost, or posting late. Overall fantastic card with great promo offers, I've heard some say that the months of promo changed and blah blah blah, don't believe them, they are idiots, it is very clearly stated when you purchased the promo, and even has the exact expiration date as to when it needs to be paid in full as to not accrue interest.

more ...
Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this card overall?

Please select a rating

What should others know about this card?


How was application process?

How was customer service?

See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

hhgregg Credit Card