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The Golden 1 Platinum Rewards Visa®

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Reviews (6)

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Mar 10, 2016
Waste of time
Anonymous Cardholder

I had the unfortunate experience to loose my card, fortunately there was no fraud, but in dealing with Golden 1 customer service I discovered that G1 and the card provider are quite disconnected.  After waiting 3 weeks for a new card I again called "customer service," the young woman who "helped" me cavilerly stated she would order a new one.  I stopped her, why would I trust that nod asked her to close the account, she asked all accounts?  You know, now that she mentioned it that is not a bad idea.

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Apr 22, 2015
Good rewards for gas and groceries!
zfan91 Cardholder

I am going to use this to replace my amex blue cash everyday card. 3% on Groceries, Gas, and restaurants deposited right into my savings account every end of the billing cycle! It's like the interest I should be getting for saving money. I haven't banked with golden 1 for at least 8 years, but I am pretty sure they will be fine. I currently use Capitalone 360 and schools financial. Golden 1 will be my new checking account for paying basic payments for gas and food now.

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Oct 18, 2012
Low fixed interest rate & no annual fee
Anonymous Cardholder

I currently have this card and it has been very convenient for me. The low interest rate is fantastic, especially with a 9.9%(which I chose) I am able to not worry about paying towards interest if I am not able to pay my balances off in full. Many other credit card company offers the low rates or no annual fee for an introductory period only but with Golden 1 Platinum Visa, there is no need to worry about potential interest rate increase. I've applied for mines in the branch along with my car loan, it was very easy and simple. The same process can be done over the phone, much easier process if you currently hold an account with them already. As a former employee of Golden 1 and a long time member prior to that, I can honestly say that they do provide fantastic customer service. I was able to negotiate the limit of my credit card right in front of the rep and received an instant response from the underwriters.

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Apr 25, 2012
picnup Cardholder

 Great Card.  I had a choice of 9.9% or 10.9% with cash back reward (best bet if you pay balance in full each month).

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The Golden 1 Platinum Rewards Visa®