I got a pre-approval letter for this card June2015. I actually READ the fine print. I knew exactly what I was getting myself into. I was approved for a $700 limit. I paid the fees in full. Signed up for the experian deal they had and that was the only running balance I carried. I now have two CapOne Quick Silver One cards, Discover, Chase Slate, Chase Freedom and First National Bank of Omaha. My total credit line is a little of $10K. This card has helped raise my credit score. Since it's done what I needed (get my foot in the credit door) its time to move on. I will be closing this card in May. Thanks First Premier.
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Most Helpful Negative Review
Well I owned this card for a year it got me out the hole, and sort of put me back in. I always made payments of $50/mo sometimes even 80, and never maxed the card out. I made payments, and they would say I didn't have enough money in my bank, which I did, and it didn't go through. They automatically closed my card when the payment didn't go through. I was not over my limit or anything a payment just didn't go through. I called and they confirmed that. I asked the lady if they could open it back up if I paid off the rest of my balance that day, and they asked for my bank info, and charged me the full balance owed of my card, and when I asked if this would open it back up the customer service representative said no, that really got me upset. So warning with this card.
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