recieved an offer of 9.99% rate for life, applied and recieved the card with a $2500 limit. i think both are good deals so far so good with this bank.
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After only a couple months of having this card with a $1,700.00 limit, I had a problem with a car loan that posted in error a late pmt. it was quickly resolved and corrected, however First National (rightlfully) questioned a late pmt to another account, but decided to take away the original credit limit leaving me with a balance that showed about 95% usage, even after they saw and realized i in fact had never been late or missed any pmt in my life would not return the original credit limit, and we all know what a 95% usage does to your credit score, The money available is not the problem here, it is what First National did to my credit score after they realized I had done nothing wrong ! So, for customer service or satisfaction my grade is an F !
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