I received this card in Febraury 2016. I started out with a $2,800 credit limit. Today I logged onto my account and my limit has increased to $10,000. My highest limit thus far. The balance transfer offers on this card are remarkable. 5.9% on transfers. I wish the rewards would be a little better but no one can beat their transfer fees. Customer service has always been extremely helpful and pleasant. Love this company so far.
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Most Helpful Negative Review
I have a $25,000 limit card, great credit and have had an account with FNBO for 19 years. I noticed a series of small fraudulent charges and submitted a police report. When I followed up with customer service to reverse the fees she said they would not do it as it was bad for them to have a charge back. The charges were only about $200. I asked if she was willing to lose a customer and she said she was fine with it!! I would have cancelled it right then but it would affect my credit. Please don't use these idiots!
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