First of all, do not expect Conn's to give great deals. Your expectation should be to build credit. People with excellent credit profiles wil shy away from Conn's, but if you work with Conn's and pay them on or before time, they are a valuable credit building tool.
I had a 576 credit score this time last year, but was approved for $5000, zero interest for 12 months(same as cash). I purchased a TV for approximately $2000 (which was a competitive price because it was Memorial Day weekend). I worked with them before, and had to put money down, so this is a leg up!
I just made my last payment (just before the interest kicked in).
Conns helped me establish payment history twice, and it helped me build the confidence to ask my credit union for credit. When I applied for a credit card, the credit union countered with a $500 unsecured loan. 3 payments later, my CU gave me a credit card with a $1k limit, then a car. All with much better interest rates then all of the other creditors.
I recommend that you accept Conns for what it is, an opportunity to build credit. They do report to all three credit bureaus, and this is an excellent opportunity to get your credit profile into shape.
Now that I have moved to more of a mainsteam lender, I can now get better deals.
Conns is a good start. Just get something inexpensive (or something you really, really need), and build from there. Try and pay a week early (if you can) so they do not call you.
I give them an A+ for giving me an opportunity, and work on repairing your credit during this time.
Once you pay off the account and your credit score is better, move on to more mainstream creditors.
If my credit is impacted negatively again, I will definitely be back to Conn's. Highly recommended to build up your credit.