Got this card in Feb 2016 only becasue i recieved a prequal for the increased sign up bonus of 80k points on 3k in 3 months. I was still nervous to apply for it becasue i had just been approved for the AMEX PRG, and thought the recent inquires would hurt me.
To my great surprise I was approved, after chase called to verify my information, for $5,000 (my fist visa sig yay) at the lowest rate (16.24) Im thrilled, ive been an AU on a Chase sapphire card for over a year and never had problems with their customer service. I even called in when i recieved the card to confirm all the details of the sign up promo and the exact dates i had to meet the spend by(i highly recommend everyone do this for any new account) and the woman i spoke to was very helpful and polite.
At time of app i had 13 inqs (equifax), 23% util, and barely a year AAOA, my ck scores were 649, and 607. and as i said i had been approved for the PRG charge card less than 60 days before this.
premium cards arent out of reach just because you have a "low" score, ive got a spotless record for the past two years and i see it paying off now with the high end offers.