ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% for 12 Billing Cycles
- Balance Transfer Regular APR 14.74% - 23.74%* Variable
- Annual Fee $0
- Purchase Intro APR Not Applicable
- Purchase Regular APR 14.74% - 23.74%* Variable
The U.S. Bank Cash+™ Visa Signature® Card offers an impressive variety of cash back bonuses, making it a good choice for consumers with excellent credit.
What to Like
The U.S. Bank Cash+™ Visa Signature® Card lets you choose from several rewards categories. You get 5% cash back on your first $2,000 in combined spending each quarter for two categories that you select, and 2% cash back in one everyday category (like gas or groceries) of your choice.
Look Out For
There is no intro APR on purchases, and interest rates on purchases and balance transfers can start as high as 23.74%, depending on your credit. There’s also a $5 or 3% (whichever is greater) balance transfer fee as well as foreign transaction fees.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.