U.S. Bank Cash+™ Visa Signature® Card

Approval Odds

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3.8 out of 5 stars
5 Reviews

From Cardholders in the last year

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Application Process

3.5 out of 5 stars

Customer Service

3.5 out of 5 stars

4 5

These reviews were written by current and former cardholders in the last year.

Nov 26, 2016
Low credit limit and hold my money
ZHGWU Cardholder

i wont say have very good credit score but most of my other credit cards have far more limit that $500 which the usbank give me. well im fine i could use it well to earn more trust.

the most stupid thing to force me closing this account is that they hold my money: it was black friday i want to ensure i could use this card well so i over pay it for hundreds dollars 6 days before this friday, it's saturday now i still cannot make my purchase through! I called customer service they said they need hold the money for at least one week to ensure it got cleared, the money had already been taken from my bank account just the other day i pay my credit card! 

They just dont want lose money, ok i believe they lost a lot of customers.

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Nov 17, 2016
Best card to select your categories
kern417 Cardholder

I had a cash rewards card before and asked for a line increase, but they offered a cash + card instead. It's now my main card for gas and food, and i also pay my cell phone bill for 5% discounts. It's better than others i have found because you can pick your categories every quarter but the options stay the same, so you can get 5% on fast food all year and 2% on gas all year rather than only getting it certain quarters. I already have a US bank checking/savings account so it was a very easy transition, and i just use my cash rewards card for 1-2 purchases per month to keep it active since that one only gets 1% back.

This card combined with the Citi Double Cash card is the ultimate combo for me, I highly recommend it so you get no less than 2% back on all credit card purchases.

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Oct 31, 2016
Good card to apply if US bank client
ZenReview Cardholder

Approved within 3 days. Existing US bank checking customer, 1 year banking history with them. They pulled Experian Classic FICO Version 3. Score: 750. 5K credit line. Card recieved in 7 days. Categories very limited such as clothing stores with 5 % are only certain stores, with J Crew being probably the best choice. Good 5% if you have lots of gym membership fees and cellphone payments within 3 months period. Bad, theres only one choice for 2% category, making this card not that convenient as to the Citi Double Cash, with easier approval odds and 2% cashback across all categories. Aesthetically better looking than the double cash. If banking with US bank, doesnt hurt to apply. No annual fee.

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Sep 04, 2016
Great Card
Steezy22 Cardholder

Perfect cash rewards card for those who have excellent credit. 

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Jun 13, 2016
Got it to pay my phone bills
Ruturaj001 Cardholder

Applied for this card and received cash instead of cash +, called cusomer service, they told me to hold on to it and they will upgade in future, called after 3 months from getting the card, they did upgrade. I will be using this card to pay for my phone bill. I have better card for gas, might use 5% second catagory for fast food.

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U.S. Bank Cash+™ Visa Signature® Card