I applied for this card online around March of 2014. Like others, I didn't expect to be approved. I received a letter in the mail asking for additional information. It had something to do with my address. I recieved the card pretty quickly. I used the account for general purchases and always paid the balance in full. After about 9 months, a check was in my mailbox for $300.09 congratulating me on managing my account well and said my account no longer requires a deposit. It also said my credit limit would remain the same ($300) and all of the same terms would apply, except I wouldn't be charged an annual fee. This card can be used for car rentals (unlike Armed Forces Bank's secured card), does have paperless statements (unlike First Progress), and online payments make the credit available the next business day without hold (unlike AF Bank). This card comes with a free monthly credit score and the ability to design your own card (unlike AF Bank, Opensky, and First Progress). Customer Service can be reached 24/7 (unlike Opensky, AF Bank, and First Progress), and is based in the US.
I'd recommend this card first before trying any other secured card. My second favorite secured card is OpenSky.