Wells Fargo Cash Back College Visa® Card Reviews

Approval Odds

Sign up or log in to see your Approval Odds

2.6 out of 5 stars
7 Reviews

From Cardholders in the last year

Sign up or log in to see your Approval Odds


Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

2.5 5

Most Helpful Positive Review

May 30, 2015
Great For College Students!
ITSavvyGirl Cardholder

This credit card is amazing! Being a college student I can build credit and earn rewards. It's no APR I never had any late payments on my credit card. I had it for almost 3 months now and my credit score is 717. Waiting for next week for an update because I already paid my bills for May two weeks ago. Just be responsible and have no balance each month and you'll be great! 

more ...

Was this review helpful?


Most Helpful Negative Review

Dec 25, 2015
Somewhat sketchy
PishgarUCF Cardholder

I brought this card with me to Norway and I had previously told Wells Fargo that I was leaving the country and that one of their representatives told me everything was fine for making purchases.  I tried to book a flight on one of the internal Norwegian air carriers and I was declined, so instead I had to take the train halfway across the country just to get to the other side of the fjords from Alesund to Bergen making a 14 hour journey on a train instead of a 2 hour flight.  This is not the best card for travel, plase be advised.

more ...

Was this review helpful?


These reviews were written by current and former cardholders in the last year.

Jul 15, 2017
Good card, terrible customer service
Anonymous Cardholder

This card is great if you need a starter card but honestly Wells Fargo has the worst customer service. They will constantly freeze and decline purchases, then when you call them, almost every representative will tell you a different story. I was told my funds were available to use, just for me to get declined again. After calling, a rep told me my account was frozen was fraud. What!!!! I've been a valuable customer for four years. Terrible service on behalf of wells fargo. Once I pay my credit account off,  I will be closing my wells fargo account and moving on to a bank that appreciates my service.

more ...
Sep 03, 2016
Rewards are hard to get.
Anonymous Cardholder

I added rewards to this card in March 2016. Here we are Sept 2016 and of the ten agents I have spoken with not one has been empowered to resolve my issue they all have to send up an escalation that goes into lala land and no resolution. We have filed 2 per month over the last 3 months and there is still not one person, not even a supervisor that doesn't have their hands tied. It's a huge dissapointment. I spend about $1000 a month on my cc, looks like I'll be transferring it some place else.

more ...
Sep 01, 2016
Great while Rewards Last
Hjenny Cardholder

This was my first credit card ever after holding a teen checking account with WF for 5 years. I was instantly approved for a $1500 limit in college with no other credit history. The rewards are great at first with 3% cash back on grocery, gas, and drugstore purchases for 6 months. After the 6 months though, the 1% cash back seemed poor. They only raised my CL to $1800 after 7 months. I applied for a Citi and Amex reward card 6 and 9 months later and was approved for both with a 3k and 8k limit, which is way better. This card is great for students who want to start building credit, but not for long term.

more ...
Aug 14, 2016
Anonymous Cardholder

It's a great card for college students! Make sure to make payments before the period ends to receive a better credit score if possible.

more ...
Aug 04, 2016
Anonymous Cardholder

Horrible bank, horrible customer service

more ...
Aug 04, 2016
KaitlynArnold Cardholder

Do not trust Wells Fargo! They will close your credit card for literally anything. They stated they didn't have an accurate address on file, which was false and refuse to do anything about it. Closing a credit card account hurts your credit a lot!

more ...
Aug 03, 2016
Anonymous Cardholder

Its a great card!!!

more ...
Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this card overall?

Please select a rating

What should others know about this card?


How was application process?

How was customer service?

See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

Wells Fargo Cash Back College Visa® Card