Wells Fargo Cash Back College Visa® Card Reviews

Approval Odds

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2.8 out of 5 stars
4 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

3 5

These reviews were written by current and former cardholders in the last year.

Aug 02, 2017
Yes and No
KamX Cardholder

I applied for this card with no credit history going into college and got approved for $800 which when talking to friends I had the highest credit limit. Most get approved for like $300-500. But I've technically been with Wells Fargo since birth but anywho.... I say to get a high limit have a Wells Fargo checking account. I've now had my card a year, made every payment on time and they increased my limit $500. The rewards are the best for that first six months, but after that, it isn't that good. But I did notice if you use the card at gas stations, Grocery store or pay a bill you get more back but other than that, it's just a great card to start off! I've never had a problem with customer service because I have never needed to call.

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Jul 15, 2017
Good card, terrible customer service
Anonymous Cardholder

This card is great if you need a starter card but honestly Wells Fargo has the worst customer service. They will constantly freeze and decline purchases, then when you call them, almost every representative will tell you a different story. I was told my funds were available to use, just for me to get declined again. After calling, a rep told me my account was frozen was fraud. What!!!! I've been a valuable customer for four years. Terrible service on behalf of wells fargo. Once I pay my credit account off,  I will be closing my wells fargo account and moving on to a bank that appreciates my service.

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Sep 03, 2016
Rewards are hard to get.
Anonymous Cardholder

I added rewards to this card in March 2016. Here we are Sept 2016 and of the ten agents I have spoken with not one has been empowered to resolve my issue they all have to send up an escalation that goes into lala land and no resolution. We have filed 2 per month over the last 3 months and there is still not one person, not even a supervisor that doesn't have their hands tied. It's a huge dissapointment. I spend about $1000 a month on my cc, looks like I'll be transferring it some place else.

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Sep 01, 2016
Great while Rewards Last
Hjenny Cardholder

This was my first credit card ever after holding a teen checking account with WF for 5 years. I was instantly approved for a $1500 limit in college with no other credit history. The rewards are great at first with 3% cash back on grocery, gas, and drugstore purchases for 6 months. After the 6 months though, the 1% cash back seemed poor. They only raised my CL to $1800 after 7 months. I applied for a Citi and Amex reward card 6 and 9 months later and was approved for both with a 3k and 8k limit, which is way better. This card is great for students who want to start building credit, but not for long term.

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Wells Fargo Cash Back College Visa® Card