Wells Fargo Propel American Express® Card

Approval Odds

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4.0 out of 5 stars
6 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

4 5

Card Details

  • Balance Transfer Intro APR 0% for 15 Months
  • Balance Transfer Regular APR 13.74% - 25.74%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0% for 15 Months
  • Purchase Regular APR 13.74% - 25.74%* Variable

Our Take

The Wells Fargo Propel American Express® Card offers some pretty attractive rewards.

What to Like

Cardholders can earn 3x points on purchases at U.S. gas stations, 2x at U.S. restaurants and 1x points on other net purchases. There’s also no annual fee and a 0% introductory APR on purchases and balance transfers for the first 15 months.

Look Out For

You’ll pay a 3% introductory fee for balance transfers in the first 15 months and 5% for balance transfers after that. There’s also a foreign transaction fee.


These reviews were written by current and former cardholders in the last year.

Feb 28, 2017
it said approval odds poor
Anonymous Cardholder

for me but I got it. I recieved a pre-approval letter in the mail but when I went to credit Karma it said my approval odds were poor. 706 trans, 720 Expedia, 701 Equafax  - 7% credit card usage, BK 2010.

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Jan 09, 2017
Nice credt limint
Anonymous Cardholder

I have fair credit and I bank with wells fargo, I have been working on my credit for the last years and was very impresive fo me to get aproved on the spot and also to get 7100 on credit limit. Thanks Wells Fargo

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Dec 03, 2016
Anonymous Cardholder

I got approved for this card with a $2,000 limit to start. It's a recent card for me. I hair fair credit at the moment.

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Jul 26, 2016
Anonymous Cardholder

Agree on the hidden fees, but makes up for that with the rewards you get

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Jul 15, 2016
Scurrilous banking practices
Tonyknows Cardholder

I did business with Wells Fargo on several different fronts. Between the hidden fees and the lousy customer service I couldn't wait to get away from this outfit as fast as I could. With so many options available today, there's no reason to settle for mediocrity.

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Jan 23, 2017

Does that apply to the Propel credit card? Please advise.

Jul 05, 2016
2192Alex Cardholder

I applied after receiving a (pre qualified) offer when logging into my checking account. I was instantly approved for a 4000 limit. It is my first Wells Fargo card however I do have two Amex cards. The card has a great rewards program and easy on line access. I really like this card.

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Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

Wells Fargo Propel American Express® Card