The application was rather straight forward. Got the card in 3-5 days, and the card itself is heavier than normal. It feels very durable. Was approved for 2k with scores in the mid to high 600s while I build credit (I've never had credit cards before). Main goal was to get a points card and add a revolving acct to imporve utilization. The structure for updating payments is REALLY odd. I'll make a payment, and it reflects the payment the next day, then reverts back, as if I haven't made the payment. I this is what causes some to get denied when they use it. Roughly 5-7 days later, the available balance changes to reflect the payment the rewards points also update at odd times.
The bonus points are at stores typical users would shop at, and are quite significant (5pts/$1)