Wells Fargo Platinum Visa card Reviews

Approval Odds

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1.9 out of 5 stars
87 Reviews

From Cardholders in the last year

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Application Process

3 out of 5 stars

Customer Service

2.5 out of 5 stars

2 5

3 star reviews (6) See All

These reviews were written by current and former cardholders in the last year.

Apr 04, 2019
SW11D Cardholder

Wells Fargo Platinum Visa Card is just okay. I got this card as a secured credit card to rebuild my credit. After about six months of on time payemnts the card was converted to unsecure and my deposit was refunded to me. It did help build my credit but it does not offer many perks. I will most likely close the account after I clear the balance. APR is also very high so I do not spend much on the card becuase it will take forever to pay back!!

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Apr 24, 2019

Closing a paid off credit card accounts is one of the more financially unwise things you can do. Just use it once a month and keep it open. Your credit score will thank me.

Apr 27, 2019

Your APR is high because you have poor credit responsibilities. Continue paying on time and keep your usage below 30% and you will enjoy lower interest rates.

Mar 12, 2019
A basic no-fee card with no benefits
PilotBen Cardholder

I got this card as a secured card with $800. Then about 8 months later they converted it to an unsecured card and refunded my deposit as agreed. The deposit refund only took a day or two. Several months later they upped it from $800 to $1,200.

FICO was 620 or so when I applied and I have had the card for about 2 years now. It's good to have in the wallet to help lower credit utilization, but it is sock drawered. I will use it to buy a stick of gum every few months to keep it active, but there are far better no-fee cards that don't have such strict credit score requirements. It's not a BAD card. It's just not a GOOD card.

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Dec 23, 2018
Starter Card
Noob574 Cardholder

This card is what got me started. Secured with $300 deposit. 1 year later i was given my money back and increased limit to $600. Been 2 years and haven’t gotten anymore increases. 

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Jun 22, 2018
Anonymous Cardholder

I started as secure credit and after a year and a half I got my money back and my credit limit got double. 

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Wells Fargo Platinum Visa card