Wells Fargo Platinum Visa card Reviews

Approval Odds

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1.9 out of 5 stars
98 Reviews

From Cardholders in the last year

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Application Process

3 out of 5 stars

Customer Service

2.5 out of 5 stars

2 5

Card Details

  • Balance Transfer Intro APR 0% for 18 Months
  • Balance Transfer Regular APR 17.74% - 27.24%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0% for 18 Months
  • Purchase Regular APR 17.74% - 27.24%* Variable

3 star reviews (8) See All

These reviews were written by current and former cardholders in the last year.

Apr 04, 2019
SW11D Cardholder

Wells Fargo Platinum Visa Card is just okay. I got this card as a secured credit card to rebuild my credit. After about six months of on time payemnts the card was converted to unsecure and my deposit was refunded to me. It did help build my credit but it does not offer many perks. I will most likely close the account after I clear the balance. APR is also very high so I do not spend much on the card becuase it will take forever to pay back!!

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Mar 12, 2019
A basic no-fee card with no benefits
PilotBen Cardholder

I got this card as a secured card with $800. Then about 8 months later they converted it to an unsecured card and refunded my deposit as agreed. The deposit refund only took a day or two. Several months later they upped it from $800 to $1,200.

FICO was 620 or so when I applied and I have had the card for about 2 years now. It's good to have in the wallet to help lower credit utilization, but it is sock drawered. I will use it to buy a stick of gum every few months to keep it active, but there are far better no-fee cards that don't have such strict credit score requirements. It's not a BAD card. It's just not a GOOD card.

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Dec 23, 2018
Starter Card
Noob574 Cardholder

This card is what got me started. Secured with $300 deposit. 1 year later i was given my money back and increased limit to $600. Been 2 years and haven’t gotten anymore increases. 

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Jun 22, 2018
Anonymous Cardholder

I started as secure credit and after a year and a half I got my money back and my credit limit got double. 

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Jun 16, 2018
Detroitlittle Cardholder

This is a rewards card at least it is for me. Not sure why it says that it is not.

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May 31, 2018
Easy to get approved, not huge rewards.
6798423Brad Cardholder

I have had this card for 8 years now. Since I started college. I have never had any issues and they refund my fraud claims pretty easily. My interest rate is on 12% and that is lower than most minimums on other cards I have (chase, capital one).

The rewards are not great but it has helped my score get up to a 754 and they have regularly increased my spending limit which helps my credit utilization.

I'll probably keep this card for a long time. Just wish the rewards were better.

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Wells Fargo Platinum Visa card