Got a secured line for $300 and have used minimally paying the balance immediately from my WF bank account. My score has gone up over 100 pts in the past 6 months. Beyond happy!!! Was just approved for the WF cash wise unsecured card! Yay!!!!
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% for 15 Months
- Balance Transfer Regular APR 15.90% - 25.74%* Variable
- Annual Fee $0
- Purchase Intro APR 0% for 15 Months
- Purchase Regular APR 15.90% - 25.74%* Variable
The Wells Fargo Platinum Visa® Credit Card is a solid, no-frills credit card.
What to Like
The Wells Fargo Platinum Visa® Credit Card has no annual fee. There’s also a 0% intro APR that applies to both purchases and balance transfers for the first 15 months.
Look Out For
Cardholders pay a 3% introductory fee for balance transfers in the first 15 months and 5% for balance transfers afterward. There’s also no rewards program associated with this card.
Most Helpful Positive Review
Most Helpful Negative Review
After 10 plus years with W/F this is the lowest limit I have on a credit card. I have had the card for 5 years and not one increase. l only use the card for Starbucks reloads. It's sad that a bank you have a relationship with won't grow with you.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.