was denied for this card 8 months ago when my score was in the 590's. was sent a pre-approved offer via email and was approved with a tu-625 exp-625 equ-645. applied and was approved for 2500$. currently have two capital one cards with spending limits of 3k each. Pay cards every month but my utilization is over 30%. 48k in auto loans. just got a new car about 3 months ago. only 1 outstanding bil on credit report. its a utility. havent received the usaa card yet but will use it to mainly pay for my usaa car insurance. was denied a jcpenney store card (synchrony bank) the day before i applied for this card.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 18.65% - 24.65%* Variable
- Annual Fee $35
- Purchase Intro APR Not Applicable
- Purchase Regular APR 18.65% - 24.65%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
When traveling, USAA will often cancel a credit card without notice, leaving their customers stranded.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.