was denied for this card 8 months ago when my score was in the 590's. was sent a pre-approved offer via email and was approved with a tu-625 exp-625 equ-645. applied and was approved for 2500$. currently have two capital one cards with spending limits of 3k each. Pay cards every month but my utilization is over 30%. 48k in auto loans. just got a new car about 3 months ago. only 1 outstanding bil on credit report. its a utility. havent received the usaa card yet but will use it to mainly pay for my usaa car insurance. was denied a jcpenney store card (synchrony bank) the day before i applied for this card.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 18.40% - 24.40%* Variable
- Annual Fee $35
- Purchase Intro APR Not Applicable
- Purchase Regular APR 18.40% - 24.40%* Variable
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When traveling, USAA will often cancel a credit card without notice, leaving their customers stranded.
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