I applied for this card through CK. They said I had a “fair chance”. The application was quick and easy and I was instantly approved for 10k. I have only had to call customer service once about an issue I was having with the app. I can only speak to this one incident, but the woman was very courteous and walked me right through it. My scores were in the low 7’s. 708TU/701/EQ. I have had some CO cards for a few years and they have low limits and they won’t raise them (even with stellar payment history). They have now went in a drawer and HSBC is my go to card, unless something happens and causes me to think differently. I’ll let you huys know in the future if that happens.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% for the first 18 months
- Balance Transfer Regular APR 12.74% - 20.74%* Variable
- Annual Fee $0
- Purchase Intro APR 0% for the first 18 months
- Purchase Regular APR 12.74% - 20.74%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
This card is ridiculous, customer service is horrid, payments take forever to post, resulting in late fees, they pretty much set you up to get nailed with late fees. The website it terrible to say the least. There are much better card out there with awesome customer service. DO NOT APPLY FOR THIS CARD. Run!!!! This card and bank and customer service will destroy your credit score by trying to nail you with late fees.
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