Fingerhut Credit Account issued by WebBank Reviews

Fingerhut Credit Account issued by WebBank Reviews
2.8 out of 5 stars
73 Reviews

From Cardholders in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4 out of 5 stars

Customer Service

3 out of 5 stars

3 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR Not Applicable
  • Annual Fee $0*
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 29.99%*
Collapse

3 star reviews (5) See All

These reviews were written by current and former cardholders in the last year.

Dec 19, 2019
Not bad
KidKrazz Cardholder

Pros: You can buy almost anything you would need all in one place and good quality. Definitely help's give your credit a big boost!

Cons: As much as this credit line help's build your credit it destroys your credit as well. What I mean as destroys, they give you credit for treating the account good as you gain time in. Once you reach a certain credit limit and don't shop much, they thresten you to use the credit in LARGE amounts in order to keep a certain new limit they gave you or you will lose it. Now if you gain any new credit limit your score goes up right.

So since you try to keep a low to no balance on credit card's/credit. If you are forced to use your credit limit that was given to you of course it has a return by your credit being hit. But if you don't use the credit and lose it, your credit will also be hit because your credit limit was decreased. So it's almost like they help you boost your credit momentarily until you reach a certain limit then they surprise yoh with oh if you don't use this big chunk of credit we will take it back and hurt your credit. Leaving out that if you do they still will hirt your credit. I would stay clear away from this unless you want your credit record going for a rollercoaster ride.

more ...
Nov 18, 2019
I did not realize this was FINGER HUT
Mechie04 Cardholder

I am not having a bad experience. I spent a little over $100 for a Keurig machine. My auto pay takes out $28 a month. It sucks i can only order online, but it helps keep my balance down while reporting to all 3 credit companies. 

more ...
Nov 13, 2019
Not a credit card, just a credit line ac
Ksabti7 Cardholder

Can only be used for Fingerhut BUT a good way to help build credit if you don't have any or are rebuilding.

more ...
Mar 13, 2019
Shipping is EXPENSIVE.
brittneylea22 Cardholder

Fingerhut charges shipping PER item & it's sometimes half the price of the item you're purchasing!! I rarely use Fingerhut due to this issue alone. If they have promos on shipping, that's when I purchase items. If they changed their shipping prices to be more reasonable, I would definitely purchase more often.

more ...
Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this card overall?

Please select a rating

What should others know about this card?

Optional

How was application process?

How was customer service?

Compare Holders of this Card

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 310
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

See Your Approval Odds Before You Apply

Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

The ratings and reviews are brought to you by our users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

 
Fingerhut Credit Account issued by WebBank Reviews

Fingerhut Credit Account issued by WebBank