I had this card for a year. I began at $200 cl and even went over limit plus missed 1 payment. A year later I get an email that saying “Thanks for being a great customer, were refunding your security deposit and also increasing your credit limit from $200 to $1,750” My score was around 580 and is now about 640. You just have to have patience and make sure you pay all your bills on time. I also have a previous bankruptcy from 2015. Thank you discover for giving me a chance.
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I like the card and the online app access, but the people who complain about increases are right. It states in the 2018 contract that 7 months of being a good consumer makes one eligible to convert, but this doesn’t apply evenly. I also asked and was told that Discover “reviews regularly.” Some get increases in a few months; others may never get an increase and conversion. I’m not holding my breath.
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