My husband applied for this card 12/30/2014 and was approved, so I thought what the heck let me apply. I submitted the application and was then prompted to a screen to submit my proof of residence, proof of SS#, and proof of school enrollment (as was my husband). Next day I received a call from Discover but could not answer because I was at work. Called them back while I was driving home. The representative ask me to verify a few things (birth date, address, student loan provider reporting to CBR) he put me on a brief hold and said Congratulations! you've been approved for a $500 limt! Excited but a little disappointed seeing as I was approved for a Chase Freedom card the night before for a $2,200 limit. But of course Discover doesn't know that so I gladly accepted. The representative said I would receive my card in a few days. I realized that my husband and I were approved for the two different types of Student IT Cards, He was approved for the standard blue version with 5% cash-back in rotating categories and I was approved for the Chrome version. I am completely fine with that because I get 5% cash-back on my Freedom card anyways so we can take full advantage of each card! I'm pretty excited to finally join the Discover family!
My Information: CK Score 607, EQ Score: 606 (as of DEC 2014) Don't know my other scores.
Opened 02/14 TDECU CC: $1,300 limit (limit increases $100/month for a MAX limit of $2,500, Credit Builder CC through my Credit Union)
Opened 03/14 CapOne QuickSilver One CC: $500 limit -- now closed due to annual fee.
Opened 04/14 CapOne Journey Student CC: $500 limit (should be increasing to $750 per Credit Steps Program)
Opened 05/14 Wal-Mart CC: $500 limit
Approved 12/30 Chase Freedom CC: $2,200 limit (still waiting to receive in mail)
Approved 12/31 Discover IT Chrome CC: $500 limit
4 collections items on Experian & Transuion report. 2 collections on Equifax. currently paying them off.
1 personal loan from Credit Union less than $900.
Several student loans currently all deffered.
Hope this helps to anyone looking to apply!