Discover it® for Students Reviews

Approval Odds

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4.9 out of 5 stars
9 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4.5 out of 5 stars

5 5

These reviews were written by current and former cardholders in the last year.

Jun 03, 2019
Best student Card
truelh Cardholder

I got Discover It for Students as my first credit card. I didnt have a job or credit AT ALL before getting. In the application I said I had 6k in income and paid 400 rent (they just took my word for it). Got a $1,000 limit to start. In 6 months they automaticalyy gave $500 more. Next 6 months got $600, then $700 increase. Love the app too, tells you when a purchase is made the minute you swipe. One of the few cards that gives you updated FICO score for free. Rewards are great, they dont play around and actually give you everything they say. LOVE cashback match. Those corny commercial they put out honestly don't lie. I now have a 750 credit score. Totally recommend for college students to build credit (get good grades and you get rewarded).

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Apr 17, 2019
Great for Students!
ajc95 Cardholder

It's super helpful in building credit and the online app has so many accessories. I love this card!

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Jan 22, 2019
Beautiful for students!
PraiseYah Cardholder

Was approved easily and got to choose from several awesome card options! Cash back rewards on everything, the app works great! One of my top cards. Love this card!

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Dec 17, 2018
truck7221 Cardholder

Very good card to have really helped me out a lot customer service is very kind and courteous they help you any way they can good people all the way around

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Oct 16, 2018
Excellent Card
Drake122 Cardholder

I applied for the card with next to no credit and was instantly approved for $1750. After about nine months I updated my information and I was approved for an additional $950 to bring it up to $2700... with only 7,000 per year in income. Customer service is unparalleled and actually help solve problems. Rewards system is fantastic, couldn't ask for more out of a card.

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Jul 24, 2018
Great customer service
jerpyjay Cardholder

This was my first credit line that I ever applied for. Great for students to use purchasing books while waiting on financial aid. I was approved within three minutes of applying. I Just had to upload a picture of my student ID. I didn't have to give them any cash, they just approved me for $650 with no credit. I got a credit increase to $1200 after six months. This card helped me build credit so that I could open other credit lines with low interest because of my already established good credit. I love their yearly cashback offer. It was a great bonus. I also love the good grades rewards.

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Jul 25, 2018

If you dont mind me asking, what was your credit score and annual gross income? I want to apply for this card but I dont want to get denied and have another hard inquiry on my credit score.

Jul 08, 2018
Great rewards, easy to use, nice app
Anonymous Cardholder

The cash-back is great! I went with the 5% rotating categories and I play my cards right and capitalize on the rewards. Just remember to not use up more than 30% of your credit line, make several payments per month if need be. Also the customer service is amazing.

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Jul 01, 2018
Awesome cashback
pakao Cardholder

24/7 Customer service is awesome.

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Jun 23, 2018
Great for No Credit Starters

I had absolutely NO CREDIT and my friend told me that instead of a secured credit card to apply for this one since I’m a college student. I was instantly approved for $500! Now I just wait for my auto increase in 3 months!!! I also work too and make over $20,000 a year....don’t know if that plays a part.

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Sample Size: 2,988
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
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Discover it® for Students