Discover it® Reviews

Discover it® Reviews
Approval Odds

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2.2 out of 5 stars
27 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

2 5

5 star reviews (7) See All

These reviews were written by current and former cardholders in the last year.

May 25, 2019
Confused About All The Bad Reviews!
Lkjhfd Cardholder

I my Discover card. I've had this card for about 7 month's, I'm rebuilding my credit which is now in the fair range, and yet they gave me a chance. When there was some confusion about my 0% APR I was able to speak with a real person, which goes a long way, and best of all, they give you all the cashback you were promised quarterly when you signed up, as well as the regular monthly cashback. So maybe I haven't been with them long enough to be as screwed over as some of these comments suggest, but from my standpoint they have done nothing but 5 star business with me.

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May 30, 2019

When you become a member for years and you put your balance to zero, they’ll close your account and mess up your credit

Mar 22, 2019
Great card
Lkjhfd Cardholder

I got a $700 CLI without requesting one in only 3 months. I'm rebuilding my credit and have never been given anything without begging for it. Which of course, is my fault, because I didnt care in the past about what I did to my cedit. So I created a very versatile credit report with loans and credit card accounts. And kept everything in perfect payment. So it feels good that Discover respects that.

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Mar 15, 2019
Ecellent card!
Anonymous Cardholder

I love this card, as I get rewards on evergything. Not the best reward rate, but still is nice to get cash bonuses on things. Every time I asked for a credit increase, it went through with no problem! This then improved my credit score :) Then, when I went through a rough patch when I was umemployed for 4 months, while having many issues with my home (pipe burst, black mold in the basement, needing foundation repair...), I couldn't pay the full balance and had some interest on the card. I called them up and asked if they could do anything to help in light of my past 3 years of never missing a payment. They forgave one out of the 4 months of interest charges for me. That is more than I expected and I am very pleasantly surprised!

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Feb 27, 2019
It worked out well for me
WGofCarolinas Cardholder

I saw a lot of negative reviews but had a friend that used the card and I decided to try it out.  I had a very good experience.  I've had the card almost two years now.  I usually pay it off at the end of each week just to keep my credit score up.  As you know the more of your available balance that is used on the credit report the lower your score will go. After a year with them, they sent me a check refunding my security deposit and increased my limit to boot.  So far this is the best card I've had with the exception of my Belk store card.

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Feb 08, 2019
Easy application
mgriff75 Cardholder

I decided to apply for this card, because I kept getting pre-approval letters in the mail, and Capital One keeps denying my request to raise my limits on my 2 cards through them. The online application was easy, but I did have to call the 800# with a reference code that popped up because they needed to verify my address, SS# and birthdate over the phone. Within less than 3  minutes I was approved for $6500. The lady I spoke with was very nice.

Currently my scores are: Transunion 744 Equifax 742 Fico 712 I can't wait to take advantage of the great perks and interest free usage for the next 14 months. Thank you!

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Feb 02, 2019
One card is all I need
RamVajrapu Cardholder

This card amazing benefits including cash back redemption at many merchants for a higher rate.

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Dec 04, 2018
Very good customer service.
thesmatfood Cardholder

I talked to a lady by the name of Chery and she was so easy going.

Thanks Louis Eugene Christopher Fullerton.

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Sample Size: 67,132
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
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