I received this card back in July of 2015 with a FICO score of 585. They gave me this card with an initial $300 limit. After 5 months of paying on time, sometimes the minimum sometimes more the CL was automatically increased to $750. About 4 months after that I paid the card off and received another automatic CL increase to $1500. I had this card at a $0 balance for a couple of months and then utilized it 3 months ago to pay a hospital bill. I paid it off 2 weeks later and don't know a week after that another automatic CL increase to $2500. Today I just applied for and received anothet Capital One QS card with an initial CL of $500 which is just fine for my purposes. In less than a year I have increased my FICO credit score from 585 to 679.. My goal is to be above 700.
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Card is limited in the amount of credit they are willing to give you. I pay on time and off on the card, got my card to 2k, asked for a credit increase after their 6 months wait. got offered 150 dollars increase. I thought that was a joke, called their customer service number and ask for a reason, they gave me some bs. After having this card for a while, I realize I'm never gonna get an increase from these guys. don't waste your time, this card is never gonna grow with you. Don't bother calling customer service, there clueless to what goings on.
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