Got the sign on bonus from September of 5000 points. Added my cell phone bill, fast food restaurant purchases and video gaming purchases. You CAN get extra points at certain stores, however you must contact Sony to get the extra points. This includes Best Buy, GameStop etc when buying video gaming related games, accessories etc.
In 4 months, I've already enough points for a sound cancelling headset, couple games and a controller. Adds up quickly.
This is in Credit Steps, an email was sent several weeks in. With pretty moderate usage, after my 3rd statement, I requested and was given a credit limit increase, helping my Utlization. Credit Steps is for average credit, at the time I was under 650 FICO not Vantage, this site gives you Vantage scores, and will be given an automatic credit limit increase at my 6th statement as long as I always make the minimum payment on time. I have been paying in full despite the 0% promo.
Again, after my 3rd statement, on time, pay in full, I was given a credit limit increase and will recieve another in 3 more statements automatically. Check your FICO 04's and if you're prequalified on the Capital One Website for the QuickSilver MasterCard or Platinum, this card should be available too. Pick your best card for you.
Loving this card more than my QuickSilver's cash back ironically!
I did call Customer Service in regards to a christmas return, they went above and beyond. I did not feel like a low scoring, subprime lender at all. I was treated with respect. This card will be in my stable until it is retired by Capital One or transferred to another company.