My review is the same as others I’ve had this card since 2017 credit score above 700 I have tried multiple times to get a increase have gotten increases on all of my other capital one cards but for some reason with this card you cannot get an increase I am super happy that GM is now switching over to Goldman Sachs!

Used this card at a GM dealership on genuine GM service and parts. Now they will not honor my rewards points because the dealership is associated with a Ford dealership and billed as Lincoln. I have the itemized receipt that the work was done, as required, at a GM dealership but they still won't honor it and refused to let me speak to a supv. I said most dealerships sell multiple types of cars, am I supposed to ask every time how they bill? She had nothing to say to that. Pass on this card and get one with miles or something else they'll honor.

I've been a cardholder since 2017. Current CS is over 700 with all CBs (Vantage and FICO). Income is over $150k per year. I've requested CLI several times over the years and have never received one. My initial and current limit is $500. All my other cards, even with Capital One have CL of $3500 or higher. The rewards with such a low CL is a joke. I've accrued less than $300 since opening this card in 2017 because there is no true incentive to use it. Called to try switching to a different Cap One card and that's not an option with this card. I spoke to a rep today who alleges that CLIs are possible so I submitted yet another request and have to wait for a decision. I'm not hopeful about it at all.

I've had this card about 4 years now. When approved, it was for a very low limit (in fact it's my lowest/worst limit card out of any card I own). The only CLI I ever received was with my initial offer after the first 5 on time payments, and you get an automatic CLI of $500. I've never gotten another since. So I rarely use the card. Which also prevents me from earning any "GM Vehicle" rewards, which I've come to discover over the years is VERY limited. Worst card in my wallet!

The rewards are very, very, minimal. Basically worthless. Can't utilize points with no spending power. That's why they won't increase your limit no matter how well you pay or for how long. It just takes up room in your wallet. It was susceptible to fraud a few times, inconveniently putting me on the phone, for numerous minutes at a time. Bad experience.

I've had this card since late 2014 MAYBE early 2015, and was initially approved for a $500 credit line. I have always kept this account in good standing, always paid on time and yet I have never recieved a credit line increase on this card. I've inquired a couple of times (as I know some companies increase automatically and for some you need to request it) and have been told that these accounts do not offer credit line increases. Not sure if it's every GM Card or just something with MY account but I really wish they'd offer increases. Of all the years I've had the card I've only earned about $350 in rewards as it's difficult to earn rewards with only a $500 credit line..

I appplied for this card back in May 2018. Ever since I found out about this card I wanted one because I love GM cars. So I decided to apply and at the time by credit score was 745 with only only two credit cards on my history. One with a $1000 limit and the other with a $750 limit. When I applied I never heard anything so I assumed I wasn't approved. Then a couple weeks later I got an email saying my new card was on the way! I was like no way! I didn't think I was approved. Even more surprising when I got it I found out I had a $5000 limit! Over all it's a great card I use all the time! I also love that it is a world elite master card. Another interesting note is credit karma never showed a hard pull for this card. According to credit karma I only have one hard pull from my $750 limit card. I have had the card for little over six months I would think the hard pull would have showed up by now. With my experience I would recommend this card to everyone!

Waste of time. Rewards are pointless on a $500 CL.

I owe this card for approximatelly a year and a month now my credit is currently at 675 and was recently approved for a $2800.00 Chase credit card, even though I have always made my payments on time and never carry a balance bigger than 20% percent monthly my credit has been $500.00 since the day I was approved, totally ridicoulous! I have tried asking for a credit line increase with no sucess so I just stopped trying to deal with their customer care center, all this card did was lower my credit score when I applied. Very disappointed.

This card is a crock. Long story short I have a CS of 675 after rebuilding for 2 years starting with a CS of 550. I have 3 cap1 cards, 2 with a zero balance (2800 & 1250 CL) and the Buypower with $70 ($750 CL). I also have an Amex, Discover and Citi Platinum. I wanted to consolidate one of the cap1 cards with the buypower so I requested a CLI for $1250. I was declined, letter states my payments have been too low and a CLI is not available on this account. I got the Buypower card with a $500 CL and was "rewarded" after the 5 months of ontime payments with only $250 more; Ive had it just over a year. After calling them to find out wth the deal is a month later, I get the runaround from the account supervisor saying she cant tell me why the payments are too low because she's not a credit specialist, blah blah blah! I would cancel all 3 cards if I werent worried about losing the available credit on my credit report because this company has made me steaming mad!!! High interest rates and excuses after excuses. Stay away from Cap1