Was turned down for the Rewards card back in January TU score was 696. Reapplied for the cashforward card last night after seeing my score had climbed to 723 on CK. I was approved for $2500 credit line in less then a minute! CK gave me a fair chance at getting approved. I am so happy! Never thought I would get approved for a Barclay card after being denied just a few months ago, with such a great starting credit line too. Heck, my own bank will only give me $500.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* intro for 15 Months on balance transfers made within 45 days of account opening
- Balance Transfer Regular APR 14.99%, 19.99% or 24.99%* Variable
- Annual Fee $0
- Purchase Intro APR Not Applicable
- Purchase Regular APR 14.99%, 19.99% or 24.99%* Variable
The Barclaycard CashForward™ World MasterCard® is a straightforward, solid cash back card.
What to Like
The Barclaycard CashForward™ World MasterCard® offers rewards with no annual fee. Cardholders can earn 1.5% cash back on every purchase and the rewards don’t expire as long as you keep your account open, active and in good standing. Cardholders could also earn a one-time $100 rewards bonus after spending $500 in purchases in the first 90 days.
Look Out For
This card includes both balance transfer and foreign transaction fees. There are also late payment fees up to $37.
Most Helpful Positive Review
Most Helpful Negative Review
This card is a crap card. Barclay reports every purchase you make to the credit bureaus and keeps it as a balance owed even way before your payment is do. The way they report all the purchases as balances caused my credit score to drop and even after I paid the whole $1,300 off 3 weeks before it was due Barclay still kept reporting it as a balance to the credit bureaus until the following month. I think Barclay needs to put money on their books thats why they do their accounting like this. This card is not for people with good credit I would not recommend Barclay to anybody, they suck!...
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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.