I was approved for this card instantly with a $12,500 CL. TU 740, EFX 760, EXP 733. I had about 8% totla credit utilization. Income $67,500. Charged $2,700 in the first 2 weeks, paid it off and the bonus miles were added to my account. The app is one of the very best out there. Clean and easy to use. If you're looking for a great rewards card with great flexibility in using the points, then this is the card to go with.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* intro for 12 Months on balance transfers made within 45 days of account opening
- Balance Transfer Regular APR 16.24%, 20.24%, or 23.24%* Variable
- Annual Fee $89 waived first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR 16.24%, 20.24%, or 23.24%* Variable
The Barclaycard Arrival Plus™ World Elite MasterCard® is great for consumers with good to excellent credit who want to pile up travel rewards fast.
What to Like
Cardholders earn 2x miles on all credit card purchases. If you can budget out $3,000 in purchases for your first 90 days, you can earn 50,000 bonus miles too. The Barclaycard Arrival Plus™ World Elite MasterCard® also features a 0% introductory APR on balance transfers for 12 months within 45 days of account opening, a waived annual fee in the first year and no foreign transaction fees.
Look Out For
After the first year, cardholders pay an $89 annual fee, so that should be weighed against the benefits of any rewards earned. Cardholders also pay a 3% or $5 (whichever is greater) balance transfer fee.
Most Helpful Positive Review
Most Helpful Negative Review
Very disappointed when Barclay reduced the benefits of this card, especially reducing the reward bonus from 10% to 5%. Was an oustanding value, now just amongst the competition given $89 annual fee. Chase Double Cash and Cap1 Venture provide cheaper alternatives. But for what I need, I still carry it. 2x points on all purchases, the 5% bonus and no foreign transaction fee still make it viable. I use the card often enough to get back most of the annual fee vs competitors. And the 40K signup bonus makes for compelling value for new applicants. Wish they had not made the benefit changes as I am constantly shopping for a new card. Would never have considered shopping before. I've had great customer service with Barclay as well. Guess I feel abused by the sudden benefit reduction.....
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Sample Size: 1,875
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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