So at first I got declined with a TU of 681.. i called the reco line and they said I got declined because I have a short history of on time payments and that the longest one I had was a secured card (had it for over a year) then she said I don't see a problem of giving you a $2,000 limit :D !! Love this card and the benefits you get as a world elite MasterCard member are fantastic.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* intro for 12 Months on balance transfers made within 45 days of account opening
- Balance Transfer Regular APR 16.99%, 20.99% or 23.99%* Variable
- Annual Fee $0 intro, $89 after first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR 16.99%, 20.99% or 23.99%* Variable
The Barclaycard Arrival Plus™ World Elite Mastercard® is great for consumers with excellent credit who want to pile up travel rewards fast.
What to Like
Cardholders earn 2x miles on all credit card purchases. If you can budget out $3,000 in purchases for your first 90 days, you can earn 50,000 bonus miles too. The Barclaycard Arrival Plus™ World Elite Mastercard® also features a 0% introductory APR on balance transfers for 12 months within 45 days of account opening, a waived annual fee in the first year and no foreign transaction fees.
Look Out For
After the first year, cardholders pay an $89 annual fee, so that should be weighed against the benefits of any rewards earned. Cardholders also pay a 3% or $5 (whichever is greater) balance transfer fee.
Most Helpful Positive Review
Most Helpful Negative Review
This card used to be my go-to everyday spending card due to it's 2x points on all purchases. They reduced point redemption refund from 10% to 5% and increased the minimum redemption amount from 2,500 ($25) to 10,000 ($100). These may seem like minor changes but it shows that this cards benefits are slowly being decreased over time. Since this is supposed to be a traveler's card, do yourself a favor and just get the Chase Sapphire Reserve card. If you must get this one, just use the bonus in the first year and close.
Compare Holders of this Card
Sample Size: 1,875
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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