This card had endless potential. Full disclosure: I am in the military and as a result of SCRA my annual fee is waved for this card. The 2% back on all purcahses allows for points to add up real quick. In the two years that I have had the card, I've redeemed over $2000 in miles. It feels good to make a purchase and realize that it really isn't costing you anyting because you have the points to purchase it. What is even better is that you get 5% points back when you redeem for travel purchases. If you like to travel, this is your card!
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* intro for 12 Months on balance transfers made within 45 days of account opening
- Balance Transfer Regular APR 16.49%, 20.49% or 23.49%* Variable
- Annual Fee $0 intro, $89 after first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR 16.49%, 20.49% or 23.49%* Variable
The Barclaycard Arrival Plus™ World Elite MasterCard® is great for consumers with good to excellent credit who want to pile up travel rewards fast.
What to Like
Cardholders earn 2x miles on all credit card purchases. If you can budget out $3,000 in purchases for your first 90 days, you can earn 50,000 bonus miles too. The Barclaycard Arrival Plus™ World Elite MasterCard® also features a 0% introductory APR on balance transfers for 12 months within 45 days of account opening, a waived annual fee in the first year and no foreign transaction fees.
Look Out For
After the first year, cardholders pay an $89 annual fee, so that should be weighed against the benefits of any rewards earned. Cardholders also pay a 3% or $5 (whichever is greater) balance transfer fee.
Most Helpful Positive Review
Most Helpful Negative Review
This card was great when I first got it over a year ago. Net yield was about 2.2% with 10% of miles being credited back to your account anytime you redemmed for a statement credit. But over the past year all they've done is scaled back the benefits. For a cash back reward the net yield is now 1% and for a travel statement credit the yield is only 1.5%. It seems the trend with them is headed in one direction which is consistently cutting back the benefits about every 6 months. I'm just coming back here today to find a better card. Frustrating!
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Sample Size: 1,875
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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