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Barclaycard Arrival Plus™ World Elite MasterCard®

Approval Odds

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3.5 out of 5 stars
39 Reviews

From Cardholders in the last year

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Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

3.5 5

Card Details

  • Balance Transfer Intro APR 0%* intro for 12 Months on balance transfers made within 45 days of account opening
  • Balance Transfer Regular APR 16.24%, 20.24%, or 23.24%* Variable
  • Annual Fee $89 waived first year
  • Purchase Intro APR Not Applicable
  • Purchase Regular APR 16.24%, 20.24%, or 23.24%* Variable

Our Take

The Barclaycard Arrival Plus™ World Elite MasterCard® is great for consumers with good to excellent credit who want to pile up travel rewards fast.

What to Like

Cardholders earn 2x miles on all credit card purchases. If you can budget out $3,000 in purchases for your first 90 days, you can earn 50,000 bonus miles too. The Barclaycard Arrival Plus™ World Elite MasterCard® also features a 0% introductory APR on balance transfers for 12 months within 45 days of account opening, a waived annual fee in the first year and no foreign transaction fees.

Look Out For

After the first year, cardholders pay an $89 annual fee, so that should be weighed against the benefits of any rewards earned. Cardholders also pay a 3% or $5 (whichever is greater) balance transfer fee.


Most Helpful Positive Review

Feb 01, 2016
Awesome Travel Rewards Card
rhan1214 Cardholder

I was approved for this card instantly with a $12,500 CL. TU 740, EFX 760, EXP 733. I had about 8% totla credit utilization. Income $67,500. Charged $2,700  in the first 2 weeks, paid it off and the bonus miles were added to my account. The app is one of the very best out there. Clean and easy to use. If you're looking for a great rewards card with great flexibility in using the points, then this is the card to go with. 

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Most Helpful Negative Review

Jan 02, 2016
Was outstanding, now very good
pounder27 Cardholder

Very disappointed when Barclay reduced the benefits of this card, especially reducing the reward bonus from 10% to 5%.  Was an oustanding value, now just amongst the competition given $89 annual fee.  Chase Double Cash and Cap1 Venture provide cheaper alternatives.  But for what I need, I still carry it.  2x points on all purchases, the 5% bonus and no foreign transaction fee still make it viable.  I use the card often enough to get back most of the annual fee vs competitors.  And the 40K signup bonus makes for compelling value for new applicants.  Wish they had not made the benefit changes as I am constantly shopping for a new card.  Would never have considered shopping before.  I've had great customer service with Barclay as well.  Guess I feel abused by the sudden benefit reduction.....

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These reviews were written by current and former cardholders in the last year.

Nov 30, 2016
Do you earn 2X miles on first $3000?
Kberlyk Cardholder

This is a question as opposed to a review, I'm sure it belongs somewhere else but I'm not really sure where yet... Open to suggestions. For those of you who've already been using the card, did you learn the two times miles for the $3,000 that you charged in the first 90 days toward the bonus miles? In other words, did you earn 6000 miles plus the 50,000 bonus miles when you charged $3,000 within the first 90 days?

A more complicated question that I hope will make sense, can you use the card to charge your first $3,000 for travel purchases for an upcoming trip and then turn around and redeem your miles with the 50,000 bonus miles for those same travel purchases as long as it's within 120 days of booking the travel?

Thank you.

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Nov 04, 2016
rgunn25 Cardholder

Really enjoyed this card and the flexibility it provided.  The website was a little strange when I first received the card, but it has improved noticably.  My complaint is that they lied to me as a customer.

They posted on my online account that I may have been subjected to fraud.  This was a lie.  I was not, there were no indications that I had any false purchases, and it was inconsistent with the way they had treated previous fraud alerts.  Like many other customers, I had simple transactions (such as at a coffee stand one block away from my work in downtown SF) denied.  My online account alerted me of potential fraud, and I was allowed to confirm the transactions as valid so that they would no longer decline in the future.

However, this last time, there was no denied charges, no indication of fraud, no warnings.  I was simply issued a new card because there was "suspected fraud" on my account.  This was a lie as the company was forcing a new chipped card onto me.  To some people that may not be a bad thing, but to me it is.  I hate the new chip technology.  It takes WAY TOO LONG to complete simple transactions.  It may make it harder to commit hacking and fraud, but it certainly does not stop it.  And if you frequent a business without the chip reader, you have to use the mag stripe anyways.  It essentially does nothing but waste my time (waiting for my own chip as well as everyone else's chip) and pushes liability onto the merchant, rather than protecting the consumer at the credit card level (which is why I use a credit card first and foremost, and never use debit).  And surprise, this supposed fraud occurred right around October 2016, the date that most companies are fully converting to the EMV chip (or whatever the hell it is referred to as).

I had over a year left on my old card before expiration.  But they took care of that.  When confronted about this lie, they said nothing.  When a request to receive a new card without a chip was made, it was denied.  

So, in short, the rewards provide good value and flexibility.  But customer service is poor.  My supposed credit card company committed fraud against me personally, instead of protecting me from it.  So buyer beware, if you want to lied to and taken advantage of, no matter how loyal of a customer you are (I used this card for literally EVERYTHING), then this may be the card, or company, for you.  I personally am taking my business to Chase.

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1 Reply
Nov 21, 2016

lol so you're going to take your business to Chase and receive a nice shiny new chip card from them instead?

Oct 31, 2016
Anonymous Cardholder

Best card i ever had. I am impressed. I will trust no other banks. i just applied and got approved. thank you so much Barclaycard. You guys are the best !!!

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Oct 16, 2016
Serious contender against Chase SP
Anonymous Cardholder

Points post quickly, customer service was excellent in my experience. I found this card to be more flexible than the chase saphire. More redemption options and ways to maximize (no need to transfer to a partner). 2x points per dollar on all categories is defiantly a plus. 

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Oct 13, 2016
Bait and switch over time
Anonymous Cardholder

This card was great when I first got it over a year ago.  Net yield was about 2.2% with 10% of miles being credited back to your account anytime you redemmed for a statement credit.  But over the past year all they've done is scaled back the benefits.  For a cash back reward the net yield is now 1% and for a travel statement credit the yield is only 1.5%.  It seems the trend with them is headed in one direction which is consistently cutting back the benefits about every 6 months.  I'm just coming back here today to find a better card.  Frustrating!

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Nov 07, 2016

I have had this card over three years it has not changed every 6 months it is a good card. They let you use points to pay annual fee so you are not really paying fee. It has helped with airfare to New Zealand and paid airfare to Maui. 5% back when you cash in for travel credit!

Nov 24, 2016

Not saying you, but...
Sometimes when the bank sees unusual activity, they'll cut back on benefits. Then if the account is just making min pmnts, and charging more than paying. They'll cut back your limit or even suspend the card until it's paid down or off.

Oct 12, 2016
Denied First, Then Approved
TXHoustonClin Cardholder

Initially denied, then called after receiving a letter from Barclaycard. Barclaycard asked for a copy of SS card, DL, and a utility bill. Not really sure why - when I already have a Barclaycard for two years. After sending in the documents, the application was approved with a $12.5K CL. Same CL as my CO Venture card. Will see which has better benefits and customer service. Barclaycard does have a higher annual fee at $89/year compared to Venture at $59/year. And both earn 2 miles/points per $1. Barclaycard pulls (hard pull) TU report when requesting a CL increase while CO does not do a hard pull. Will use the Arrival+ for a while and update.


My previous post regarding the application:

CK showed "Good" for approval odds, but the application was denied two days later. Barclay pulled TU report.

Have a regular, non-reward, BarclayCard opened almost two years ago with a CL of $3,800. Have been using this card as a backup card, minimum activities.

Other cards - WF Propel World, $10K; WF Platinum Visa, $3.2K; CO Venture, $12.5K; CO Quicksilver, $11K. No late payments or deliquency showing on the credit reports. TU, 745; EQ, 753; EX, 798; income $95K. Did have 6-8 inquiries during the last 12 month from mortgage shopping showing on the credit reports.

[Deleted - the part regarding canceling the Barclaycard I currently have. May keep it for now just for the CL and credit history.]

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Oct 06, 2016
Pain in the @ss
Anonymous Cardholder

You have to make travel purchases over $100.00 for each individual purchase to be eligible to use the points. 

  I was traveling cross country and had numerous $50.00 hotel charges. I couldn't use points for any of them because they weren't over $100.00 individually. 

What a freeekin joke.

They are a pain in the *** rewards card. 

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Sep 16, 2016
You deserve better!
Anonymous Cardholder

Ok, maybe I'm irate because looking at my call duration timer, I've been on this call to Barclaycard for over 50 minutes now!  As background, I've been an American Express cardholder for 32 years.  I decided to try the Arrival+ card for its better rewards structure and have used it as my primary card for about two years.  Compared to Amex, Barclaycard is a far, far cry from the personal attention and customer service you would expect.  My credit score is well over 800, my annual charges on Barclaycard total a multiple of six figures and, so I know, that Barclaycard is making money from me (merchant fees).  I also carry no balance and pay my statement in full each month.  The customer service team at Barclaycard has been an absolute group of incompetence over the past 7 weeks, since I have reported unauthorized and fraudulent use of my card.  I have had to make perhaps a dozen calls to the company, with many of the calls being transferred from one department to another, long holds, and no closure to the problem.  My time is worth WAY more than the inconvenience in dealing with them.  If YOUR time is valuable and you are looking to be a truly valued cardholder, I'd avoid this card.

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Aug 31, 2016
jus10young Cardholder

Customer service in a joke. The reward system get slimmer and slimmer.... Oh, that annual fee is cute 

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Sep 02, 2016

Customer service is US based and knowledgable. They have been nothing but pleasant and informed. They have given soft CLI and reduced APR's. What are you talking about. This card has always had a fee. Why did you apply for it if the fee was too high for you. I will agree that the rewards are slimming down. Time for another great signup bonus and card.

Sep 04, 2016

I have to agree with other reviewer about the customer service. It has always been great for me. I have never gotten a soft CLI or reduction of APR, but I have never called in for that. And yes... that fee was always there so why are you complaining now? Yes The rewards are slimming down but for me rewards are never the main reason for getting a credit card. They are a bonus but something I don't rely on at all. The other benefits as fraud protection, car rental insurance, extended warranties,....... is what I like most about credit cards. Cash rewards are just a bonus to me that I may use 1or 2 times a year. The main plus for me is that this card is chip & pin which allows me to use kiosks overseas.

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Sample Size: 1,875
Data Created: February 02, 2015

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Barclaycard Arrival Plus™ World Elite MasterCard®