I took a chance on this credit card because it had multiple bad reviews. I have had this card for 5 months and been rewarded with $675 in statement credit. No issues, no problems. The mobile app they have is wonderful and rewards points get added immediately to your card. The more you use it the higher the rewards. I am very happy with it and plan using it oversees since there are no foreign transaction fees.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0%* intro for 12 Months on balance transfers made within 45 days of account opening
- Balance Transfer Regular APR 16.99%, 20.99% or 23.99%* Variable
- Annual Fee $0 intro, $89 after first year
- Purchase Intro APR Not Applicable
- Purchase Regular APR 16.99%, 20.99% or 23.99%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
This card used to be my go-to everyday spending card due to it's 2x points on all purchases. They reduced point redemption refund from 10% to 5% and increased the minimum redemption amount from 2,500 ($25) to 10,000 ($100). These may seem like minor changes but it shows that this cards benefits are slowly being decreased over time. Since this is supposed to be a traveler's card, do yourself a favor and just get the Chase Sapphire Reserve card. If you must get this one, just use the bonus in the first year and close.
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Sample Size: 1,875
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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