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Approval Odds

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3.0 out of 5 stars
5 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

3 5
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These reviews were written by current and former cardholders in the last year.

Aug 04, 2017
No rewards, bad customer service and fee
manwithoutfear Cardholder

When I got this card I thought tthere was gonna be some serious nfl rewards or discount but there not much there. I got a ton of points and can't use it for anything . The card is below average in giving any kind of benefits. The stick it to you eastern time zone  late fees kills me, I dont' live in the east coast so when I make my payment on time , I shouldn't get hit with fees. I don't know any other credit card company that does that except for Barclays. I love my Team but Barclays  a terrible card. Customer service is also a joke, I need to talk to  a live person, everytime I ask for operator I get sent to payment by the automated machine. Just skip it, save yourself the hassle. I got rid of card asap.

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Feb 08, 2017
Good diversification
EYMRS Cardholder

CK says my odds are poor but I was approved with a $1300 limit. I did have to call in for verification though  it wasn't an instant approval  

Barclays can be sensitive so I won't use this card much after the initial $100 reward bonus. 

I have bank cards by Capital One, Synchrony Bank and Merrick. I added this one and want an AMEX and Discover  to round things out. No thank you on Chase and I haven't looked into Citi. 

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Jan 12, 2017
Really wanted this Card
HamiltonSr Cardholder

I applied and was not instantly approved. Got a letter few days later asking for copy of DL, SS card and proof of adress. I mailed them  the paperwork they requested and got a call few days later to congratulate me and approved me for $4000 CL. 

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Dec 19, 2016
reduced my credit from 8250 to 3200
d3box1 Cardholder

I hit a rough path and made a late payment (less than 30 days). I have been a card holder for over 3 years, got a divorce and did not notice I was late but paid as soon as I realized it! 

They reduced my credit limit from 8,250 to 3,000 while I had a 2,850$ balance, my fico dropped 40 points from 700 to 660...... I called barclays to explain my situation and they told me even though you have been a customer for 3 years we are unable to reconsider your credit line reduction. 

They dont care, have the highest interest rate of all my cards and everytime I call customer service I call a foreign country. 

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Feb 08, 2017

Barclays IS a U.K. Company. Lol

 
Nov 25, 2016
$100 statement credit for the first $500
Edgeup Cardholder

Great Card

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Sample Size: 3,788
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
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