I applied and was not approved. Just like the other person, I called the reconsideration line and my application as well as my balance transfer got approved. Credit Score 726. I read these negative reviews and I thought I didn't have a chance but I'm glad I made an effort to contact the bank. "Google" applying for Barclaycard Ring and review the articles online and you should get an idea of whether you might be eligible to get approved.
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Be sure to look at the fine print for balance transfers. It's 2% fee, 0% intro in the first 45 days, then it's 0% fee but a regular interest rate after 45 days. You have to pick one of the other.
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