Got approved for $7500 with 15 months 0% interest and no balance transfer fee. My score was about 720 at the time. Worked great for me and customer service was great. Not to sure why such bad reviews. I hope my opinion stats the same.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% intro for 12 Months
- Balance Transfer Regular APR 13.99%* Variable
- Annual Fee $0
- Purchase Intro APR Not Applicable
- Purchase Regular APR 13.99%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
I got this card four years ago. My primary reason for applying for this card in particular, was the interest rate, which was advertised to be low...and mine was, at 8%. I loved this card. It was my go-to card in emergencies. My approved credit limit was $5000. I had a couple of emergency car reparis come up and I had just over $2000 charged on the card. I watch and keep track of (and was proud of) my credit score. Zero late/missed payments, I kept my utilization low and had no derogatory marks. One year ago I made my monthly payment on my cards and checked my report a week after that--and was pretty angry that I found that, without any email, snail mail--any warning at all, that my credit limit had been dropped to $2200. So, the one card I had over 30% utilization on (2k of 5k limit was 40%), had now changed to 90% utilization--my credit score dropped 35 points! I called their customer service and tried to resolve this and get them to restore my credit limit. I was basically told that "we're sorry, but you're s$$t out of luck". I closed that account immediately. I make the minimum payments to them now, and will continue to do so. But, I refused to deal with Barclay any further after that little bit of unlubricated financial sodomy.
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Sample Size: 859
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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