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BankAmericard® Better Balance Rewards™ Credit Card -- OFFER EXPIRED

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3.0 out of 5 stars
3 Reviews

From Cardholders in the last year

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ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

3.5 out of 5 stars

Customer Service

3 out of 5 stars

3 5
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These reviews were written by current and former cardholders in the last year.

Aug 23, 2016
Ok
lmoreno25 Cardholder

I requested a credit line increase yesterday,  they pulled my credit report with TU, which I expected, and, I have a fraud alert on all 3 credit bureaus, so, guess what? :  My TransUnion fraud alert was missing my phone number.  I went on line and updated my phone (very easy, and got confirmation).  When I called back BoA the credit department said that they will have to pull another credit report to continue processing my requests.

I have been a customer with BOA for more than 17 years, I have a checking account, savings, and a credit card.  They said that their procedure, I say LACK OF COMMON SENSE.  They could have call me looking at my file, just because my alert mas missing my phone number??  So, if you are looking for a credit increase and you happen to have a fraud alert,  just make sure that your phone number is on this alert.

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Feb 29, 2016
This card is garbage. DONT get it!
danarog Cardholder

This is a total scam. I got this card and made a purchse and PAID the bill in FULL every month for 5 months and got zero rewards. I made numerous calls to customer service and even Wealth Management twice. They tried everything to convince me I hadnt earned the rewards. I went line by then with the BOA idiots, showing them my monthly purchases and full payments each month. Then they tried to tell me that some months I made a small purchase so the minimum payment EQUALED the "full amount" and despite my paying my bill in full, I hadn't paid "MORE" than the minimum/full amount!!!. Really??!! Total scam. BOA is the worst bank ever. RUN from this card and get an AMEX instead.No annual fees the first year, great travel rewards, the best customer service in the industry and after the first year you can always sweet talk them into waiving your fee ;)

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Mar 13, 2016

Now the truth....

 
Jul 05, 2016

If you read the reward summery you'll see that you'd need to pay MORE than the minimum each month. This means you'd need to make monthly purchases larger than a minimum payment, $100 a month should work well. You cannot pay the balance until after you receive your statement, then you're free to pay it off in full. Do this every month and you would receive the $25 quarterly bonus. If you open a B of A savings account, keep $300+ in there and deposit the rewards into that account, you'll get and extra $5 a quarter. You can generate $120 a year with careful planning. Use it for a bill auto pay with appropriated due dates and it's free cash.

 
Feb 01, 2016
I get paid to pay my bill on time!!!
fish14121 Cardholder

I am not sure why CK says this offer has expired. I hav the VISA version of this card and everything everyone says about getting free money is true! I spend about $70 a month on this card and pay my bill in full and every 3 months I get $20. NO BRAINER!!

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Sample Size: 177
Data Created: February 02, 2015

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BankAmericard® Better Balance Rewards™ Credit Card -- OFFER EXPIRED