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READYdebit® Visa® Prepaid Card

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Apr 01, 2014
Necessary Evil
SangueBella23 Cardholder

If you have bad credit or in my case, had a bank account closed, it is a necessary evil. The fees killed me though, but that was just me personally. Thankfully, I was later able to open a bank account with Sovereign (Santander).

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Feb 06, 2013
Claims I opened this account.
Luv2DivMd Cardholder

Sadly this shows I owe Sams Club yet at the store I am told I do not have a deliquent account nor have an open account.  Go Figure.  This is not credit thieft. It's just Sams Collection miss reporting this information.

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Oct 22, 2012
NO scam
Anonymous Cardholder

Not a scam people, if you think it is a scam then you don't really understand how credit works.  If you have NO credit then you must do something involving credit to build up some sort of history.  IJS

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Sep 13, 2012
Anonymous Cardholder

This is NOT a scam! I have very little on my credit so I UNDERSTAND why I have a thin file. You can go to and get all your info free ONCE a year! If you have a THIN FILE your credit isnt bad theres just nothing there... but its like having bad credit because you NO CREDIT! Build your credit up for a while and try it again! My husband doesnt have great credit and he got his credit score... you have to have credit good or bad to get your score if you dont get a score you have no credit!

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READYdebit® Visa® Prepaid Card